Internet's first get-out-of-debt community - 144,000 members

Posted: Sun Nov 09, 2008 8:01 pm Subject: PDL Help in NC

I got these before knowing they were illegel in my state. Here are the ones I have

8/19 Loan Shop 400 and 60 in fees pay every week owe only 300 We pay $20 on princpal every week.
9/4 OneClickCash 300 and 90 in fees pay 90 every 2 weeks and still owe 300
9/26 Instant Cash USA 400 and 120 fees pay 120 every 2 weeks and still owe 400
10/3 Arrowhead Investments 300 and 90 in fees pay 90 every 2 and still owe 300
11/4 Discount Advances IGI 250 and 43.75 in fees have not paid any on it yet.

We just need major help or we are going to be sitting without electric at home and no food. My wife is pregnant and I have a 3yr daughter. Please help me out. What can I do before we lose everything?

Posted: Sun Nov 09, 2008 9:28 pm Subject:

Can anybody send me in the right direction?

Posted: Mon Nov 10, 2008 10:03 am Subject: reply

it looks like you have overpaid just about if not all of your illegal pdl's.you see since pdl's are illegal all of the money you paid in fees goes toward the loans.first thing is to close your current account open a new one.do not give this to the pdl's.next file AG,FTC,and BBB complaints against all of these pdl's.the first thing and it is key is closing your account.then your money will be yours and it puts you in control.again,you owe little to nothing on these loans as the fees you paid go towards the loan.

Guest · Posted: Mon Nov 10, 2008 1:26 pm Subject:

after emailing the companies how long do you wait until you send another email or report them.

Posted: Mon Nov 10, 2008 1:30 pm Subject:

sorry but i got signed out and didn't realize it until after I post.

So how long do you wait?

Posted: Mon Nov 10, 2008 1:33 pm Subject: reply

in your case i would send them either an email stating that you just realized pdl's are illegal in NC and will file AG and FTC complaints.do this after you secure your bank account.then file the complaints.i wouldn't wait with these people.

Posted: Mon Nov 10, 2008 2:09 pm Subject:

I can't close the bank account until later b/c my check goes in and I am a truck driver so it is not like I can run to the bank and close it and get my company to deposit my check else where that quick. Is there a way with out closing my checking account?

Posted: Mon Nov 10, 2008 3:23 pm Subject: reply

put the account on deposits only.you will have to go to the bank and withdraw the old fashioned way,but the pdl's will not have access to your account.go see the manager in person for this.

Guest · Posted: Mon Nov 10, 2008 3:37 pm Subject:

For the Loan shop loan, u should try william Mashburn. he's helped me and I saw him a couple times on here from others also. try:
wmashburn@loanshoponline.com
888-265-5074 ext 3497

Posted: Mon Nov 10, 2008 3:42 pm Subject:

Thanks Guys! This is really helping me out.

Posted: Mon Nov 10, 2008 4:10 pm Subject:

For the Loan shop loan, u should try william Mashburn. he's helped me and I saw him a couple times on here from others also. try:
wmashburn@loanshoponline.com
888-265-5074 ext 3497

Thanks a bunch the loan shop has already closed my account and marked it paid in full. Thank you so much!

Posted: Tue Nov 11, 2008 9:57 am Subject:

Instant Cash USA changed my account STATUS: COLLECTION TWO
What does this mean?
Discount Advances won't let me login.

Posted: Tue Nov 11, 2008 11:03 am Subject: reply

i got that a couple of times.that means that they going to try and find an account to debit.i suggest if you drafted an ACH revocation letter giving it to your current bank.that way if they find your new account it is easier to get the debit reversed without penalty.

Posted: Tue Nov 11, 2008 11:27 am Subject:

where can i get an ACH revocation letter sample letter?

Posted: Tue Nov 11, 2008 11:33 am Subject: reply

on the bottom right of this screen there is a section titled ALSO SEE.there are sample letters for everything discussed here.you can customize it to fit you needs.

Posted: Tue Nov 11, 2008 4:08 pm Subject:

THis is what the oneclickcash one looks like when i login and check the status it did have $140 due on friday.

Application Received: 09-03-2008
Funds Sent To Bank: 09-05-2008
Next Due Date:
Next Due Amount:

*Name:
*Email:
*Phone:
*Zip:
*Debt

	* denotes required field

Internet's first get-out-of-debt community - 144,000 members

PDL Help in NC

Members Area

Free Debt Counseling

Ask the community

Also See

Featured Discussions

Featured Articles

Recent Forum Discussions

Recent Blog Post