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 Posted: Sun Feb 10, 2008 11:45 am Subject: Wage assignment letter
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Wage assignment letter for payday loans
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Jennh3704
Joined: 10 Feb 2008
Posts: 57
Debtcc Points: 1685
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Posted: Sun Feb 10, 2008 1:04 pm Subject:
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Hi there!
Was there something you wanted to know about wage assignment letters? Have you signed one? How can we help you?
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kscornell
Moderator
Joined: 22 Jul 2006
Posts: 3520
Debtcc Points: 32413
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Posted: Sun Feb 10, 2008 8:38 pm Subject: Payday loan help
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I need on the format of the letter
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Jennh3704
Joined: 10 Feb 2008
Posts: 57
Debtcc Points: 1685
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Posted: Sun Feb 10, 2008 9:57 pm Subject:
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The date
Your name and address
The name and address of the creditor
Your account number with the creditor
Dear Sir or Madam,
I hereby revoke your right to use the wage assignment I signed on (The date you signed the wage assignment agreement). You no longer have my permission to use this wage assignment.
Sincerely,
Your signature
Make sure you give a copy to your payroll department.
Don't send this until your account is closed or they will try to hit your account for everything. I'd also send complaints to the BBB, your states AG and the FTC at the same time.
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LoneGunman
Joined: 14 Jan 2008
Posts: 226
Debtcc Points: 1629
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Posted: Sun Feb 10, 2008 10:33 pm Subject: Payday Loan Help
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Why do have to give this to your payroll department?
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Jennh3704
Joined: 10 Feb 2008
Posts: 57
Debtcc Points: 1685
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Posted: Sun Feb 10, 2008 11:05 pm Subject:
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You would give this to your payroll department because it is voluntary and you would want to ensure that the payroll department knows that you are revoking the wage assignment because you would no longer want these funds being deducted from your check. I used to do hr/payroll for 10 years and I know that we had to have something in writing in order to stop a wage assignment. And if it was a court ordered garnishment or judgment it was required to have something from the courts.
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rmartin33771
Joined: 08 Feb 2008
Posts: 15
Debtcc Points: 408
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Posted: Mon Feb 11, 2008 9:57 am Subject: Payday Help
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Do you have a template that you can send me?
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Jennh3704
Joined: 10 Feb 2008
Posts: 57
Debtcc Points: 1685
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Posted: Mon Feb 11, 2008 10:00 am Subject:
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Hi Jennh-I got your PM asking for the letter, and I sent you a PM back. Check your messages and it should be there. Let me know if you have any trouble. 
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volleyballmom
Debt Samaritan
Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24893
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Posted: Mon May 05, 2008 4:38 pm Subject:
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Can you use a generic letter for your wage assignment letter for your work (1 letter for all loans) or do you have to have a separate letter for each company?
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ginurse
Joined: 12 Nov 2006
Posts: 135
Debtcc Points: 2159
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Shazzers
Moderator
Joined: 05 Dec 2007
Posts: 3682
Debtcc Points: 24399
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Posted: Mon May 05, 2008 7:24 pm Subject:
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ginurse-I have a cover letter I gave to my HR dept explaining the situation and who the loans were with. Its on my PC at work...come back tomorrow AM and I will post it here.
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volleyballmom
Debt Samaritan
Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24893
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Posted: Mon May 05, 2008 8:41 pm Subject:
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Thanks, I am very embarrassed. I work in a small office, the office manager is a prude with a big mouth. The least I have to let her know the better.
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ginurse
Joined: 12 Nov 2006
Posts: 135
Debtcc Points: 2159
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Posted: Tue May 06, 2008 5:19 am Subject:
Latest Blog Post : http://needhelpwithbills1966.yesdebtfree.org |
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The office manager may have a big mouth  , however he/she has to keep private matters private if she does not want to cause the company any legal problems. Do you have a payroll department where you could by pass the office manager? If so, I suggest you go to them. If not, go to the president of your company and let them know what is going on and tell them that the office manager has betrayed employees trust in the past.
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wssu91
Joined: 31 Mar 2008
Posts: 280
Debtcc Points: 1663
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Posted: Tue May 06, 2008 2:02 pm Subject:
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GINURSE-
Here is the letter I used to make my HR dept aware of what was happening. In the parenthesis, just choose one and then take off the all caps.
DATE
MY NAME
COMPANY NAME Human Resources
I am writing you to advise of an illegal “Wage Assignment” document that you may be contacted about by NAME OF PDL (‘s).
The fact of the matter is that I took out an internet cash advance loan from (THIS or THESE) (COMPANIES or COMPANY) and part of the documents included a ‘Wage Assignment”, not a Garnishment or Judgment document. After further research, it has been found that these types of loans are illegal in the state of YOUR STATE and they have no license to do business in YOUR STATE. I have sent and faxed a letter to (THIS or THESE) (COMPANIES or COMPANY) advising that I have revoked the “Wage Garnishment” document and also outlined the YOUR STATE Financial Code.
I would kindly ask that if you are indeed contacted by (THIS or THESE) (COMPANIES or COMPANY) to please contact me immediately.
Thank you
Sincerely,
YOUR NAME
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volleyballmom
Debt Samaritan
Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24893
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Posted: Wed May 07, 2008 10:40 am Subject:
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Do you know which pdl companies usually do wage assignments?
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mandywebb372
Joined: 04 May 2008
Posts: 141
Debtcc Points: 1698
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