Ashley I am dealing with 500fast cash also. They are really hard to deal with. Have you sent them C & D notices and revoke any type of wage assignments you may have agreed to? They called me the moment they received my C & D order. I told them they needed to contact me via email or USPS, and they said they would not do that. I told them they can only contact me by these means and he hung up on me. Also he tried to tell me my state laws do not apply to them when in actuallity they do. Try not to answer the phone and if you should get stuck on the phone with them remind them that you asked to be contacted only by email or the USPS, and if they call you again you will file charges with the FCC. Since I have told them all of that they have not tried to contact me since.
Also if these places send you to a collection agency, make sure they validate the debt. There are some terriffic letters under the do it yourself tab at the top. Many of the people cannot validate the debt since it is illeagal to begin with. Try not to stress it. I know that is easier said than done. I have been so relieved since finding this site. Everyone cares dearly and really knows what they are talking about. Please keep us posted. And by no means do not take this hard on yourself. We have all fell into this terrible trap! Just like us you will slowly climb your way out of the dungeon.