Almost two years ago I made the mistake of taking out payday loans. After having several thousand dollars taken out of my account, I began researching and found this site. Using this site I was able to come to terms with 4 of 7 of the pdl. Of the three left, only one still bothers me, Pack Management/Bahama Management. I have sent DV and Cease/Desist emails to , letters Pack Management/Bahama Managementto FTC and my AG. But Pack Management/Bahama Management still calls and leaves no message. Today at work I got a call from Morton/Jackson LOC or LCCthat I was going to be charged with check fraud. They claim they are sending out a couier to serve me however my county circuit record has no record.
My understanding is that they are not legal and I only owe the balance of what I owe. I did try to settle way back when I took out the loan but they refused to talk to me.
My understanding is that they are not legal in Florida and I only owe the balance of what I owe.I also understand that even if they did pull me into court I can easily win since they have no juristition
Am I right?
If I am right what steps should I take to keep them from calling at work
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