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Posted: Tue Dec 04, 2007 1:28 pm Subject: Does anyone else dread checking their bank account balances?
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Hey everyone,
Every morning after I get up, I go online to check my bank account balances. I always have this feeling of dread when doing so, due to these PDL companies and their scuzzy tactics. It's such a terrible feeling to have. I fear one morning I am going to wake up and see my account hundreds of dollars in the negative!
Does anyone else feel this way? Just wondering!
_________________ "Who leaves a country packed with ponies to come to a non-pony country?"
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JEN5276
Joined: 31 May 2007
Posts: 393
Debtcc Points: 7005
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Posted: Tue Dec 04, 2007 1:30 pm Subject:
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Jen, I always feel that way. In fact I am so paranoid, I check it several times during the day.I wonder if that feeling will ever go away.
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kashzan
Debt Samaritan

Joined: 11 Jul 2007
Posts: 5463
Debtcc Points: 38905
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Posted: Tue Dec 04, 2007 1:33 pm Subject:
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I also have the feeling and also check my account several times a day, I am trying to do it less, but it is a hard habit to get out of.
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TMBL
Joined: 11 Sep 2007
Posts: 115
Debtcc Points: 2226
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Posted: Tue Dec 04, 2007 2:26 pm Subject:
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I check mine several times a day plus sometimes i wake up in the night and the first thing i do is check it. It is a nightmare. I hope one day i won't have to live like this anymore.
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tlmjcj
Joined: 03 Nov 2007
Posts: 84
Debtcc Points: 2010
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Posted: Tue Dec 04, 2007 2:47 pm Subject:
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I am in the same boat as all of you. I check mine constantly.
ladybug
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ladybug

Joined: 29 May 2007
Posts: 2641
Debtcc Points: 24347
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Posted: Tue Dec 04, 2007 3:15 pm Subject:
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Are these all new accounts??
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Breakthecycle2
Joined: 22 Oct 2007
Posts: 171
Debtcc Points: 3044
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Posted: Tue Dec 04, 2007 3:19 pm Subject:
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when i go online to check my balance, the suspense is worse than deal or no deal. which is my favorite show, even though it stresses me out. one of these days, i am going to knock fists with howie. love him and his bald head. GRANNY TO EARTH, GRANNY COME BACK DOWN TO EARTH!!!!!! (excuse me, i was in my own world)
_________________ when rich people hit rock bottom, they fall hard; people like me, we just roll over.
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granny
Joined: 07 Sep 2007
Posts: 450
Debtcc Points: 8150
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Posted: Tue Dec 04, 2007 3:21 pm Subject:
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Granny, what ever world you are in is a good world. We love you in ours.
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kashzan
Debt Samaritan

Joined: 11 Jul 2007
Posts: 5463
Debtcc Points: 38905
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Posted: Tue Dec 04, 2007 3:24 pm Subject:
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wow, thank you. one of these days i am going to appear on deal or no deal and i will have everyone on debtcc as my cheering partners. I WANT THE NUMBER LOOOOW, VERY LOOOW!!!!!!
_________________ when rich people hit rock bottom, they fall hard; people like me, we just roll over.
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granny
Joined: 07 Sep 2007
Posts: 450
Debtcc Points: 8150
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Posted: Tue Dec 04, 2007 3:40 pm Subject:
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It should go away . . . . Really . . . . I only check my accounts when I want to know the balance, and I never think about a pdl finding it and taking money out. The odds of it happening are really low . . . . Seriously, you probably have a better chance of being hit by a car then a pdl finding your new account and taking money.
_________________ How I make some extra cash
I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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goudah2424
Moderator

Joined: 31 Oct 2006
Posts: 7984
Debtcc Points: 111382
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Posted: Tue Dec 04, 2007 4:04 pm Subject:
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Thanks to my conversation with the bank this week, I have not checked my account in two days. My old account is closed and has been for 20 days now and in the past 3 months...no problems. As for my new account I am not worried about the pdls finding it anymore. I have worried so much for the last year I just do not have it in me to worry about that. Now I worry about whether or not they will take my check at the store
_________________ In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
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RoxyNY
Moderator

Joined: 03 Aug 2007
Posts: 4089
Debtcc Points: 11636
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Posted: Tue Dec 04, 2007 6:29 pm Subject:
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I still just receive a paper check for my pay now and I only put enough into my bank account to pay whatever it is that I need to that day. I still worry about someone getting my bank account info, even though I really know that it is not likely, I just do not want to find out the hard way. I literally put all my cash in a can in my closet now...
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njl32
Joined: 24 Oct 2007
Posts: 100
Debtcc Points: 2451
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Posted: Tue Dec 04, 2007 6:34 pm Subject:
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njl, every time there is a scare I seriously consider the whole coffe can idea. It does have its merit.
_________________ In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
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RoxyNY
Moderator

Joined: 03 Aug 2007
Posts: 4089
Debtcc Points: 11636
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Posted: Tue Dec 04, 2007 6:46 pm Subject:
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It has been working for me. I know where my money is at everyday. My landlord prefers cash payment anyhow so that is really the only big bill that I pay every month and the only other bill I have is a cell phone so I just go to the Verizon Store and pay through the automated machine with cash. I can see how it would be much tougher for people that have multiple payments to make very month. I have also noticed that I spend my money much wiser now, since I can only spend whatever is in my pocket:)
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njl32
Joined: 24 Oct 2007
Posts: 100
Debtcc Points: 2451
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Posted: Tue Dec 04, 2007 6:54 pm Subject:
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That is a great way to be more budget conscious. My employer will not issue a paper check everything must be direct deposit. I am fortunate that I live in a small town and have known the tellers for several years. Anytime something happens with my account I am notified....I think in some ways that is why I feel "safe".
_________________ In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
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RoxyNY
Moderator

Joined: 03 Aug 2007
Posts: 4089
Debtcc Points: 11636
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