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 Posted: Tue Apr 29, 2008 6:43 pm Subject: PLEASE REPLY ASAP
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 I applied for a payday loan through cash net USA. They sent a confirmation e-mail stating that it was sent last night at midnight. My bank (bank of America) still had no record of it at closing today. I desperately need that money by tomorrow. Does anyone know how long it takes. Their reps keep telling me to hold on and if it isn't there by Thursday that they will investigate. I went over all my info with them to make sure it is correct. So what is the hold up?
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eastanna
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Debtcc Points: 100
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Posted: Tue Apr 29, 2008 6:50 pm Subject:
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It depends on how quickly the ach department of your bank processes it. Check in the morning. Hopefully you will be able to repay it quickly as it can get very expensive if you can't. Please come back and use our site. There is some great info regarding PDLs on here.
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llw1995
Joined: 02 Feb 2008
Posts: 1428
Debtcc Points: 13711
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Posted: Wed Apr 30, 2008 4:40 am Subject:
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If I were you I would try my best to cancel the loan.t will be more of a problem in the long run, as you will never pay it off and you will fall into the vicious cycle of pdls. Read thru these threads and see the horrors that these loans cause.
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
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Posted: Wed Apr 30, 2008 4:46 am Subject:
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Eastanna, please, PLEASE pay attention to what Kashzan and llw1995 have said. Payday loans are NOT worth it, if at all possible, please stop the deposit and try to find another source for money that you need.
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wheadle
Joined: 27 Mar 2008
Posts: 17
Debtcc Points: 432
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Posted: Wed Apr 30, 2008 1:18 pm Subject:
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Like everyone has said, if you can cancel, do so. Please try to find another way or postpone whatever it is you need the money for if you possible can do so. You might think it is not possible right now, but in the long run, you will be much, much better off.
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llw1995
Joined: 02 Feb 2008
Posts: 1428
Debtcc Points: 13711
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Posted: Wed Apr 30, 2008 1:35 pm Subject:
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Please listen to what all have to tell you. I started with one, that led to two, three and how I have 12 that I cannot pay back. It's very easy to fall into their trap. The next thing you know, your checking account is going to be overdrawn. Mine was overdrawn by almost $1000. Plus I still owe 12 pdl companies. It's not worth it.
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Bayley5
Joined: 22 Feb 2008
Posts: 125
Debtcc Points: 2164
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Posted: Wed Apr 30, 2008 4:53 pm Subject:
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It is not worth it. Do you have some old jewelry laying around that you could use to pawn to get you by for a couple of months and then pick it up? I have had to do that....in fact just had to do that very same thing today to get my electric back on...I would try anything than get another PDL.
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ladybug
Joined: 29 May 2007
Posts: 2760
Debtcc Points: 24778
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Posted: Thu May 01, 2008 4:13 am Subject:
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I agree with the above posts. DO NOT TAKE OUT A PAYDAY LOAN!!!
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Finsmomma
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Posted: Thu May 01, 2008 4:34 am Subject:
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I do not think that our guest is coming back.
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kashzan
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Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
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Posted: Thu May 01, 2008 7:13 am Subject:
Latest Blog Post : Hello, thanks for taking a look at my blog :) |
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 I don't think so neither - but I want everyone to know that payday loans are so awful. I would do anything to get away from them. I took some for christmas and feel so foolish because i ended up borrowing money from the people i bought presents for! I was asahmed to ask for money back in Decemeber but it wasnt close to the shame i felt when i was tangled in this.
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bea2ls
Joined: 27 Mar 2008
Posts: 868
Debtcc Points: 6444
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