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 Posted: Sun Nov 18, 2007 9:30 pm Subject: What can you do if
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your bank refuses to put a "Hard Debit Block" on an account that you have closed? The reason I am asking is because I closed my account with Citizen's Bank and moved my account to a different bank, and after reading alot of info here, I realized that my old account could be "forced back open" if they try to debit my account.
I have talked (and went in and talked to someone) about putting this on this account, and got told that they could not and would not do this. They even went as far to say that because the account I used was a rep payee account (I get SSI for my son) that I could actually be in trouble for taking out these IPDL's and using the account and funds to pay on these.
So my question is is there anything else I can do since the bank is being no help whatsoever?
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tinabarr
Joined: 15 Nov 2007
Posts: 68
Debtcc Points: 2195
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Posted: Sun Nov 18, 2007 10:13 pm Subject:
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i wouldnt worry about it tina..talk to the branch manager about it..not like its gonna happen right away..in the meantime work on these payday loans..which one is the legal ones, u can work with t & c so they can deal with the dirty work for you
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Guest
Debtcc Points: 100
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Posted: Mon Nov 19, 2007 5:10 am Subject: r
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tina, how long ago did you close your account? And when are the pdl debits due to hit next? With luck, it's enough time so that the account will be totally closed when the pdls try to debit it. And, did your bank tell you themselves that the account could be "forced open"? If so, you need to ask them how long of a time frame that might be. Some people have been told by their bank it "could" happen for 3 to 5 days. Some people have been told it "could" happen for up to 30 days. So, you can always just call your bank, tell them your account is closed; however, can it be "forced open" and if so, for how long?
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cannr
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Joined: 07 Jun 2007
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