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 Posted: Tue Dec 18, 2007 9:21 am Subject: payday Trans from Id?
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I recently took out loan for $300 online and would like to pay back but I do not remember what company I had a loan with. On my bank statement it show payday trans from Id. I left so many message at number that list on my bank account but I did not get any response. Is anyone have any information about this company. Please let me know. Their interest is killing me. Thank you so much.
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johntran242002
Joined: 18 Dec 2007
Posts: 4
Debtcc Points: 251
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Posted: Tue Dec 18, 2007 9:23 am Subject: Payday Trans company loan
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You do not have any loan documents from Payday Trans company?
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
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Posted: Tue Dec 18, 2007 9:26 am Subject:
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I couldn't locate any document from this company. It been withdraw so much money from my account.
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johntran242002
Joined: 18 Dec 2007
Posts: 4
Debtcc Points: 251
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Posted: Tue Dec 18, 2007 9:27 am Subject: Payday Trans number
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What is the number that you have been calling? maybe I can find something using that.
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kashzan
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Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
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Posted: Tue Dec 18, 2007 9:29 am Subject: Payday Trans number on statement
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1-877-224-7371 is number that show on my bank statement. Thank you for all your help.
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johntran242002
Joined: 18 Dec 2007
Posts: 4
Debtcc Points: 251
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Posted: Tue Dec 18, 2007 9:37 am Subject: Payday Trans message
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Sorry John. I called also got the "leave a message" thing. I tried to google it , but nothing came up.I am surprised thast your bank can not tell you who they sent money to. Call your branch manager and see if they can help in some way. They should know who got money from them.
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kashzan
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Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
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Posted: Tue Dec 18, 2007 9:44 am Subject:
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Thank you Kashzan.....
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johntran242002
Joined: 18 Dec 2007
Posts: 4
Debtcc Points: 251
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Posted: Tue Dec 18, 2007 9:47 am Subject: Payday Trans help
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Sorry that i could not have been more help.
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
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Posted: Tue Dec 18, 2007 12:02 pm Subject:
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that would be achloan, they are not in this country and you cannoy contact them except for on there website, otherwise they will call you
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jaydanielle1
Joined: 24 Oct 2007
Posts: 553
Debtcc Points: 5763
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Posted: Tue Dec 18, 2007 12:03 pm Subject:
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Great catch Jay!!!! Do you have an address that you can post?
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
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Posted: Tue Dec 18, 2007 12:07 pm Subject:
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They told me that they were in Ireland, but here is some info that I got when I started a thread about them a while back.....
Domain Name.......... achloan.com
Creation Date........ 2007-09-12
Registration Date.... 2007-09-12
Expiry Date.......... 2008-09-12
Organisation Name.... fastbuckstoday.com
Organisation Address. B 5/29 Safdarjung Enclave
Organisation Address. 106-552
Organisation Address. New Delhi
Organisation Address. 110029
Organisation Address. New Delhi
Organisation Address. INDIA
Admin Name........... John Seediek
Admin Address........ B 5/29 Safdarjung Enclave
Admin Address........ 106-552
Admin Address........ New Delhi
Admin Address........ 110029
Admin Address........ New Delhi
Admin Address........ INDIA
Admin Email.......... john.seediek(at)gmail.com
Admin Phone.......... +91.1167130011
Admin Fax............ +91.1167130012
Tech Name............ John Seediek
Tech Address......... B 5/29 Safdarjung Enclave
Tech Address......... 106-552
Tech Address......... New Delhi
Tech Address......... 110029
Tech Address......... New Delhi
Tech Address......... INDIA
Tech Email........... john.seediek(at)gmail.com
Tech Phone........... +91.1167130011
Tech Fax............. +91.1167130012
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jaydanielle1
Joined: 24 Oct 2007
Posts: 553
Debtcc Points: 5763
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Posted: Tue Dec 18, 2007 12:16 pm Subject: Payday Trans fees
Latest Blog Post : http://frogpatch.yesdebtfree.org |
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How much have you paid this company already in fees and what state do you live in? The only way to escape from their grasp is to block them and force them out of the woodwork. You may have to close you account. You probably do not legally owe them a dime and because they are an overseas operation and doing business illegally they have no means of collecting. You do have a moral obligation however to pay back what you borrowed!
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frogpatch
Moderator
Joined: 09 Apr 2007
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Debtcc Points: 31152
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Posted: Tue Dec 18, 2007 12:34 pm Subject: Payday Trans advise
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Thank you jaydanielle1 and frogpatch. I am from Houston Texas and had paid over $560 for their $300 internet loan. What is the best solution for me to do? Thank you with any advise guys.
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Posted: Tue Dec 18, 2007 12:37 pm Subject: Payday Trans Texas
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Here the laws for your state. It looks like you are done with these guys.You will need to close your account if possible. Please read the sticky on the pay day loan forum page before doing so.
| Quote: | Texas State Information
Legal Status: Legal
Citation:
7 Tex. Admin. Code § 1.605; Tex. Fin. Code Ann. §§ 342.251 et seq. and 342.601 et seq.
Loan Terms:
Maximum Loan Amount:
Loan Term: 7-31 days
Maximum Finance Rate and Fees: $10 per loan + 48% annual interest
Finance Charge for 14-day $100 loan: $12
apr for 14-day $100 loan: 309%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: Not Specified ($500 aggregate loans outstanding to all licensees)
Rollovers Permitted: None (if renewal charge is less than maximum interest rate permitted; otherwise convert to declining balance installment note)
Cooling-off Period:
Repayment Plan:
Collection Limits:
Collection Fees: Not Specified
Criminal Action: Not Specified
Where to Complain, Get Information:
Regulator: Texas Office of Consumer Credit Commissioner
Address: 2601 N. Lamar Blvd. Austin TX 78705
Phone: (512) 936-7600
Fax: (512) 936-7610
Regulatory Contact: ,
Regulator Website
http://www.occc.state.tx.us/
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kashzan
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Joined: 11 Jul 2007
Posts: 5458
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Posted: Tue Dec 18, 2007 12:48 pm Subject: Payday Trans
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Thank you guys! I be able to log on achloan website but I can't locate contact information. My loan amount is $200 instead of $300. Wow! I had pay $560 for interest......Would they able send me to collection if i fail to make payment. Thank you.
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Posted: Tue Dec 18, 2007 1:55 pm Subject: Payday Trans - illegal operators
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They are an illegal operation and can send you to whoever they wish but they have no legal way of collecting. Please follow the advice above and to follow.
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