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Posted: Mon Jun 30, 2008 6:58 pm Subject: BIG Pdl help

live in oh

Posted: Mon Jun 30, 2008 7:19 pm Subject:

Hello and welcome to the community! Smile

Please list the following information so we can help you.
-How much you borrowed.
-How much you paid so far.

Posted: Mon Jun 30, 2008 7:21 pm Subject:

225 and paid almost 1000

Posted: Mon Jun 30, 2008 7:21 pm Subject:

Here are the pdl laws for Ohio. Smile

Posted: Mon Jun 30, 2008 7:23 pm Subject:

OMG! That's outrageous! Big is highly illegal. I'm sorry to tell you this, but there is only one sure way to stop the withdrawals, and that is to close your account. If that isn't an option, then tell the bank to put a hard debit block on your account. Before you close your account, read this information at the link below. http://www.debtconsolidationcare.com/paydayloan/close-account.html

Please do not let BIG know you are going to close your account, until AFTER you have done it!

Posted: Mon Jun 30, 2008 7:23 pm Subject:

have more internet loans also and want to start getting free
just got my bank account closed and need to know what to start on next

Posted: Mon Jun 30, 2008 7:26 pm Subject:

I'm glad you got your account closed! List the following information so we can help you.
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.

I am going to move this topic to the payday loan section. Below is the link of the location.

http://www.debtconsolidationcare.com/paydayloan/forum/index.html

Posted: Mon Jun 30, 2008 7:37 pm Subject:

big 225 paid over 1000
loanpoint 200 paid 240
loan shop 200 paid 250
loan shop 300 paid 45
cashsupply 425 paid down to 275 plus fees
mycashnow 300 paid 73
cashnet 550 paid 0
all are internet. Just closed my bank acct and waiting for the phone calls to start

Posted: Mon Jun 30, 2008 7:44 pm Subject:

Big is unlicensed/illegal so you are all done with them. In fact, they owe you money! I am going to check on the rest of these pdl's, but you REALLY need to file complaints about BIG to your Attorney General CLICK HERE, Federal Trade Commission CLICK HERE and the BBB. You will also need to send these illegal pdl's an email to cease and desist letter. I can give you a good copy here in a minute. I will get back with you on the rest of these pdl's.

Posted: Mon Jun 30, 2008 7:48 pm Subject: c and d letter

have tried to view the sample letters on the site but no luck in doing so

Posted: Mon Jun 30, 2008 7:49 pm Subject:

Is the "Loan Shop" or The Little Loan Shoppe?

Posted: Mon Jun 30, 2008 7:51 pm Subject:

loanshop online i think

Posted: Mon Jun 30, 2008 7:52 pm Subject:

Here is a sample letter you may use. Just alter it to suit your needs. In the case of BIG, I would demand a refund, I would also inform them you have filed a complaint with the FTC and your Attorney General's office. They MUST be licensed in the state of Ohio in order to loan to Ohio residents. They will try to tell you that you are governed by their laws because you signed it on a loan contract, but that is phooey!

Posted: Mon Jun 30, 2008 7:56 pm Subject:

It's important that I know the exact name of loanshop, I am searching the license data base for Ohio HERE.

Posted: Mon Jun 30, 2008 7:59 pm Subject:

will this letter legally keep them from trying to garnish my wages or the so called wage assignments i dont mind paying the principle but am tired of paying only fees what about the collectors and being taken to court

Posted: Mon Jun 30, 2008 8:06 pm Subject:

It prevents wage assignments, yes, show a copy to your payroll department. Wage assignments are voluntary and can be revoked at any time.

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