Internet's first get-out-of-debt community - 144,000 members

Posted: Wed Oct 03, 2007 9:55 am Subject: Need Re-assurance

I got an email from B&L Marketing regarding the fax I sent them. It urged me to call them. I called them and they asked why I sent the letter, when I should've just called and explained the situation. I told them payday loans are illegal in IL and I am only responsible for the principal. The lady told me that I signed a contract stating I would pay XXX amount off.

I asked about a repayment plan and she said I can pay via Moneygram.. She wouldn't give me an address I could send payments to. She also said that "I"m hurting myself more by sending letters like that then just calling and explaining the situation.

Now, I'm a little scared that none of the pdl companies are going to acknowledge my letters and I'm going to get more in trouble... Embarassed

Posted: Wed Oct 03, 2007 10:02 am Subject:

Calm down Lucy. I had to send my letters several times. Just keep copies and dates . You will not get into trouble. If your loans are illegal remember that all they can do is make empty threats. Dont be scared, but rather be strong

Posted: Wed Oct 03, 2007 10:07 am Subject:

Lucy-Its going to be okay

These people will say anything to you! Especially since they had you on the phone they had a chance to really lay into you because they know not to call you!

They are illegal in IL....period. regardless of the contract, etc. They can have fun trying to enforce an illegal contract in court. It wont happen.

They cannot force you to pay via moneygram...sorry.

Do you have a physical address for B&L??

Posted: Wed Oct 03, 2007 10:08 am Subject:

You are not going to get in trouble. It is best not to talk to these people, keep everything in writing, and request that they do the same. They are just trying to scare you.

Posted: Wed Oct 03, 2007 10:13 am Subject:

So, what do I do?? Email them back and demand a physical address?? She said I was in Collections??

It's not that I DON'T trust you all, I'm just freaking out...

Posted: Wed Oct 03, 2007 10:21 am Subject:

Yes email them back and keep emailing them until you get an answer. They are famous for their scare tactics. Like was stated earlier by volley..they are illegal I do believe and so I doubt very much they are going to prosecute you in court.

ladybug

Posted: Wed Oct 03, 2007 10:25 am Subject:

I do have a physical address. I sent them out a letter and it came back with a different address. She also said I owe more than I KNOW I owe..

Posted: Wed Oct 03, 2007 11:07 am Subject:

I want to send them an email disputing this.. Where do I begin to look for one??

Posted: Wed Oct 03, 2007 11:12 am Subject:

Hopefully someone on here has had dealings with them. Have you tried typing their name in the search box?

People will respond to your post and offer you advice on what also you can do.

ladybug

Posted: Wed Oct 03, 2007 11:18 am Subject:

Can someone please help with any contact info, emial address, etc for B&L Marketing

Posted: Wed Oct 03, 2007 11:21 am Subject:

Try 866 656 1136
I found this on another old post

Posted: Wed Oct 03, 2007 11:24 am Subject:

B&L
320M S.Powell
Dunn NC 27374

Fax 866 370 1045

Posted: Wed Oct 03, 2007 11:25 am Subject:

I have their address, phone number and email address..

I just don't know how to prepare an email for this..

Posted: Wed Oct 03, 2007 11:38 am Subject:

I am sorry Lucy, I dont understand what you need. Please try to explain and I will try to help

Posted: Wed Oct 03, 2007 11:40 am Subject:

trying to send you a PM but it might be stuck in my outbox...

You are no obliged to send them an email about this....period. You CAN out of good faith.

And bascially, it should just say" I am going to pay XXXX on XXXdate via money order. This is my documented attempt to resolve this matter".

Send money orders...certified!

Posted: Wed Oct 03, 2007 11:47 am Subject:

Volley
It will stay in your out box until it gets read, then it moves to your sent box. A strange system, but that is how it works> I only know that because i thought all my stuff was getting stuck, and Goudah and Mike explained how it works.

*Name:
*Email:
*Phone:
*Zip:
*Debt

	* denotes required field

Internet's first get-out-of-debt community - 144,000 members

Need Re-assurance

Members Area

Free Debt Counseling

Ask the community

Also See

Featured Discussions

Featured Articles

Recent Forum Discussions

Recent Blog Post