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 Posted: Mon Mar 31, 2008 6:55 pm Subject: If you have used Wells Fargo as your bank.....
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I have a bank account at wells fargo, does anyone know if ....
1. They will do a blanket block of all debits?
2. If I close my account and open another one, in two weeks when the next batch of payday loans are due, will they force it open?
I am going with oakview so does anyone know if once they send out the letters will they stop trying to hit my account?
Thank you all very much. It is so hard knowing what to do with the bank account.
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eg4
Joined: 29 Mar 2008
Posts: 4
Debtcc Points: 185
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Posted: Tue Apr 01, 2008 7:44 am Subject:
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WF is one of the worst banks to work with.
It's almost impossible to get them to do a block, unless they want to.
Yes, they will force it open within 30 days, and that 30 days starts over again every time it's forced open and closed again.
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goudah2424
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Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111673
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Posted: Fri Apr 04, 2008 7:50 am Subject:
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Wells Fargo is impossible to work with. It took a letter from my attorney to get them to close my account and stop re-opening it.
Personally, I think it's because they like the PDL's. Wells Fargo made $680 from NSF fees AFTER I had initially requested the account to be closed. I will never do business with them again.
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WI Guy
Guest
Debtcc Points: 100
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Posted: Fri Apr 04, 2008 4:59 pm Subject:
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I bank at WF also and have not had any problem. when i knew i had to close my acct. i went and told the manager the whole sorid story. since my acct. at that time was OD i couldn't close it, but he did put a hard block on it until i got paid and could then close the acct. He opened a new one for me at that time and kept the block on the new acct. They do keep asking me everytime i go in if i want the block kept on the acct. I tell them yes and they have no problem with it. Though I check my acct. everyday online just to make sure my money is still in there.
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whiterock73
Joined: 10 Feb 2008
Posts: 373
Debtcc Points: 3527
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Posted: Fri Apr 04, 2008 5:03 pm Subject: bank
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I don't have WF, but..BOY..seems like their reputation isn't good. Thanks for the 'tip' everyone.
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sdchargers_63
Joined: 08 Aug 2007
Posts: 1283
Debtcc Points: 11812
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Posted: Fri Apr 04, 2008 8:49 pm Subject:
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if you put a block on an acct. and then close it and they force it open is that legal?
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whiterock73
Joined: 10 Feb 2008
Posts: 373
Debtcc Points: 3527
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Posted: Sun Apr 06, 2008 7:55 pm Subject:
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I am actually going down to Wells Fargo tomorrow to try and put a block on my account because of PDL's--will let you know what happens. Right now my account is so far in the negative, it will take two paychecks to fix it . . .
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bbm1973
Joined: 10 Jan 2008
Posts: 21
Debtcc Points: 594
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Posted: Sun Apr 06, 2008 7:58 pm Subject:
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i know they would not let me close my acct. until it was at a 0 balance. but they did put a block on it so no more NSF could be charged to the acct. which was a big help.
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whiterock73
Joined: 10 Feb 2008
Posts: 373
Debtcc Points: 3527
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Posted: Sun Apr 06, 2008 8:20 pm Subject:
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Wells Fargo is interesting . . . I say this and yet I bank with them, go figure. I saw the documentary film "Maxed Out" awhile back, and they talked about WF's involvement in the payday loan business. FYI--A lot of the so called "mom and pop" payday loan storefronts are actually owned by WF. A nasty business, IMHO.
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bbm1973
Joined: 10 Jan 2008
Posts: 21
Debtcc Points: 594
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