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Posted: Wed Aug 27, 2008 8:14 pm Subject: Bank of america

does bank of America have a force open account after you closed it??? i closed my account due to the payday loan, i being paying every 2 weeks just the fees of 150 for 850 dollars. thanks guy

Alazae79 · Posted: Wed Aug 27, 2008 9:16 pm Subject: Bank reopening closed account

This may be something you want to discuss with them. Have you sent revocation letter to the pdl. You may also want to fill oout ach revocation on that particular pdl also

Posted: Wed Aug 27, 2008 9:19 pm Subject:

I've never dealt with BOA but it would be in your best interest to give them a call and ask them.

Posted: Thu Aug 28, 2008 5:00 am Subject:

I had an account at BOA and closed it. The bank said it cannot be forced open.

Just to make sure, I would go to the bank and double check with the manager.

Posted: Thu Aug 28, 2008 5:26 am Subject:

I think that is something that they tell you. They told me the same thing when I tried to close an account. I had them mark the accounts for credits only, which prevented pdl's from getting anymore money. I opened another account with them and was able to direct deposit my check to the new account. It was a hassle to get them to do it, but they did...

Posted: Thu Aug 28, 2008 5:33 am Subject:

I am with BOA, and they do have a "force open" policy up to 30 days after closing your account. What you will need to do is go directly into the bank and have a restriction freeze placed on your account. This can be done by a Branch Manager. I will caution you though, they can still overide a freeze at BOA headquarters. Sad

Best of Luck!!

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