I need help in Florida

Cashnetusa has this on their website

Looked at my old bank account last night. 4 more NSFs from PDLs. This morning Cashnet tried again with 2 separate ACHs instead of 1. Called corporate office and they are looking at it and are supposed to call me back. They seemed kind of suprised that the branch manager would not help me. So now it is a waiting game again.

pyb, is you "old" account not totally closed yet? Or does it have a "block" on it? Or is it still open/active?

It is still open with no blocks. The branch manager refused to do anything saying that it would automatically close on 9/3. Corporate just called back and said they are going to close it now and then will look at reversing some of the NSFs. Then they would reopen a different account for me to use.

I replied to Impact cash yesterday. This is what I wrote:

They responded today with this:



Didn't I already specify 10/12/2007?

Well, at least they are agreeing! That is great!

Wonderful! pyb, you're bank is working with you. Good. Make sure they get all those NSF fees taken off. And I'm so glad you got a positive response to your email! I guess just email them back and re-state the date! So, they're idiots! As long as they're working with you! Well done!

I forgot to list 500 fast cash as one of my PDLs


borrowed $300/paid 270


They emailed me a settlement for $120. I figure at most I owe them $65. Even if I wanted to settle I would not have the money before they wanted it. So I emailed them back reiterating that I would pay $65.00 and reitierating the ACH revocation. They immediately emailed me back this:



Of course they had it in larger blue letters. AM I in trouble or is this a normal threat?

Julie

Don't take it personally, pyb! This is a famous reaction of a MTE d/b/a. I refused to "settle" with them on any of my pdl's because they wanted MORE money and I disagreed. Once I stated I did not agree to the settlement, I got the "form letter" response also. LOL! So my MTE's are still sitting here and they're still trying to pounce on my account after almost 3 months now. Be very leery of them. They will continue to try to get money out of you. And not what you "really" owe. And not even what they wanted to "settle" with. It'll be for a whole lot more money. Watch them.

Do not be afraid of these MTE companies and their scare tactics. There is little they can do as you are within your legal rights.

I just got off the phone with Fl dept of Finance. She asked me to please email her my complaints so she could add it to the numerous ones they already have. The complaints are in investigations right now.

And the fact the MTE is not licensed at all. Even in their own "home state". Illegal as all hell.

I hate banks!! Now my old bank is telling me they won't close my account or freeze my account unless I pay them $300 dollars up front. $300 dollars won't get it back in the positives. i will be able to pay it in full in September. First they say do not make any payments until it is closed npow they say make payments. AAAAHHH!!!!


Okay thanks for letting me vent!

pyb, I had a "bad bank day" the other day. I can totally understand what you're going through. I don't understand it myself. What is your banks problem now? Why do they want $300 when this won't even bring it into the positive? And, what about all the pdl debits that weren't authorized? Are they going to reverse those? What's up with this?

One of the Florida investigators for the department of finance just called me. She said 500fastcash and Cashnetusa are not licensed in Florida. Florida is looking at them under Fl Ch 517 consumer loans (or something like that) not ch 560 PDLs. As they are not licensed in Florida they can only charge 18%. They are sending letters to these 2 companies today in regards to the numerous complaints received. She requested permission to add my name to the complaint and yes I agreed. She stated that I would be hearing from her in the next few days about what our next step should be.

Do they know that Cash Net USA is acting as a CSO in Florida? I wonder if that would make any difference . . . . . It would be great if they could close off the whole CSO model of pdl's . . .