Fast Cash harrasing emails

Hi...first of all I have learned so much from this sight. Anyway I had a $300 loan from Fast Cash which is also a part of Pay Day Loan Yes apparently which I defaulted on when I closed my accouint to stop these payments coming out of my account. I had 6 PDL's all together which I am ashamed to say. Yesterday I received an email for a 70% settlement of $300! Kevin Harris stated that my balance was $430 and 70% is 300. I emailed him to ask for my list of payments made on this account as those payments would be deducted from the principal amount that I owed. Has anyone had to deal with these people? He became so rude and obnoxious, borderline harassing. He made me feel so stupid. He wrote:
You are a waste of my time...i will file a claim against you for this acct...it makes me no never mind...i dont care if you pay this bill or any other bill. Just know that im not responcible for anything that happens at this point...so you may be the one in court for not paying this. I hope you got a nice dress to wear...Thank you for your non-cooperation
your bill is still $430 or one time pay off of $300
Besides you should already have the amounts and dates as to what you had already put towards this loan...you're sitting there acting as if the world revolves around you and you dont have a clue as to what this company has taken out of your acct...GET IT TOGETHER!
Can someone tell me more about a cease and desist letter and also any other letters I should send. I do want to file a complaint with the Dept. of Corporation here in California as well.
Thanks.

i would file AG complaints before the dept of corporations.how much did you borrow,and how much was debited in fees?also i would forward that email to your AG as part of your complaint.that is bold beyond belief.unless they debited nothing then you still owe 300.00.anything they debited goes toward the principle being they are illegal.

I will file with AG first Paul thank you. Yes I paid a total of $225 leaving me owing $75 correct? I asked this Kevin for statement that $75 would pay the account in full and he refused with another harassing and mean email. So at this point I will be filing my complaints. Any idea where I could locate their address, it is not on their website.

I would forward that email to your attorney general and the FTC, for sure.

Hi Trujilt,

You can read the following discussion on Fast Cash.

http://www.debtconsolidationcare.com...bout19212.html

Whew, that e-mail is a textbook example of what is NOT good business letter writing, isn't it? "It makes me no never-mind?" "not responcible?" I have to wonder if Kevin Harris is the persons' real name and if he's actually located in the United States; I know when PDLs were contacting me it appeared that they had learned English from 1950's TV shows, their phrases were so stilted and old-fashioned.

yea the grammer and spelling is pretty horrible in that writing. i would forward that and report them to anyone who will listen. this goes up there with the time a company screamed at me to grow up, lol.
if they are emailing you at work, make sure you do not email them back from your work address.. many times collectors start to use that against people and threaten to tell their jobs they use the company's computers.

I received a call from the company today from Lori Emans stating she has a summons against me. She hung up on me and refused to talk to me when I called back. I got her voice mail and left her nice message I will be filing a complaint with the AG and Dept of Corporations. I have learned alot from this website and community and it has given me the confidence to take are of business. Thanks all!

We are happy to help. Just check with the country court if there is at all any lawsuit pending in your name.

But anyway don't fall prey to their empty threats. Threatening with lawsuit is clearly is a breach of FDCPA laws.