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 Posted: Fri Dec 28, 2007 11:19 am Subject: ACH payday loan company
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Just curious, has anyone else taken payday loans out thru achloan.com? I'm working with the State of Maryland Financial Commission on getting out of my payday loans, have closed my bank, etc. Payday loans are illegal in Maryland. Haven't heard much from the other payday loan companies I was dealing with, but dealing with achloan.com is a REAL experience! The people w/ the State of MD told me to just hang up on ach when they call, but they call right back - they're calling at my work, they're saying they're going to come and get me, and so on. (State of MD said a lot of companies use these threat tactics) They're based in New Delhi India but they have a call-through telephone number with a Utah area code. I tell you what, it's almost funny; they call, give me their spiel about how I'm behind in paying off my payday loan, then I tell them that the State of MD says I don't have to pay them, and then the guy goes off on a rant... they'll call my supervisor at work (I told them my supervisor already knew about it), they'll take me to the British courts (?), you name it. And then before they hang up, they tell me to have a nice day! The loan amount wasn't even very big, I'm just curious to see how long they'll keep calling - has anyone else dealt with them and how long did they bother you?
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Pachacutec
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Posted: Fri Dec 28, 2007 11:23 am Subject:
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The overseas companies are the worst to deal with because they know that they do not stand a chance in hell to collect. ACH is located in Ireland, so there is nothing they can noe except bother you .
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kashzan
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Posted: Fri Dec 28, 2007 11:28 am Subject:
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Oh boy, here we go with them again! LOL, its funny but its not! They are really a pain in the ass, but hey, just do what you have been doing
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jaydanielle1
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Posted: Fri Dec 28, 2007 11:28 am Subject:
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Ireland? Really? The State of Maryland did some tracing on these people, they said they were located in India. Or maybe at least the ACH call center is located in India. I'm just wondering if anyone can give me any timeframe for approximately how long they'll keep bothering me....?
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Pachacutec
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Posted: Fri Dec 28, 2007 11:29 am Subject:
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i havent gotten a call from them in a little while, but they were never calling me back to back, they always call from 3058001000, something like that...
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jaydanielle1
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Posted: Fri Dec 28, 2007 11:34 am Subject:
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Yeah, that's the # they call me from, too; it's a Utah area code. But when you try calling it back, you just get "beeps," etc., so apparently it's just a # they've gotten for calling out in this country. I'll tough it out, but you know what, it is SO good to be out from under the Payday loans, isn't it?
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Pachacutec
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Posted: Fri Dec 28, 2007 11:38 am Subject:
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im not all the way there, but i can see my light at the end of the tunnel 
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jaydanielle1
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Posted: Fri Dec 28, 2007 11:40 am Subject:
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Good for you; I tell you, when I think of the money I've poured into these companies, it makes me want to cry. Guess I can say it was a learning experience, however........ 
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Pachacutec
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Posted: Fri Dec 28, 2007 1:10 pm Subject:
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The info I've found for ACH loan says they are located in India too . . . .
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goudah2424
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Posted: Fri Dec 28, 2007 1:37 pm Subject:
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That's what I figured, or at least that their call center was located in India. Well, guess I'll just pack my bag and wait for them to fly over here to "get me..."
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Pachacutec
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Posted: Fri Dec 28, 2007 3:52 pm Subject:
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Posted: Tue Jan 08, 2008 6:50 pm Subject: ACH loan
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I took a 200 dollar loan from then a couple of motnhs ago. Them I noticed that they took 34 or so dollars from my account I was supposed to pay 70 something much later on. I reported it to my bank and closed my account and started over. Man I'll never do THAT again. Any other recommendations? I'll probably change my phone too.
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Leumas
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