09-04-2007, 01:14 PM
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Cancel PDL
Is there anyway to cancel a PDL before it is deposited? I tried to cancel over the phone but of course they said it is too late. My bank said the only thing I can do is close my account. I feel like such a dummy for saying yes. I found this site after I said yes.
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09-04-2007, 01:29 PM
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If you have not used the money, can you not have the bank reverse the transaction? Then make sure you block these people from debiting your account for any more money. Something to check on.
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09-04-2007, 01:31 PM
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It's your best bet to close the account before the pdl company deposits the money into your account. Then, they will start charging interests and fees and most of the companies are famous for their illegal activities. Be pro-active and close your account if that's the only way to remain safe.
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09-04-2007, 01:31 PM
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I think that most have a three business day revokation clause. You should be able to cancel and give the money back if it hasn't been over 3 business days.
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09-04-2007, 01:32 PM
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You could have your bank send the deposit back as unauthorized. Then you don't have to mess with the company. Closing your account is a lot more trouble to do.
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09-04-2007, 01:33 PM
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Its just not safe to use that account, once the PDL has your banking info. Please do not take out any PDLS.
I am glad you found this site before you did too much damage.
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09-04-2007, 01:38 PM
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Kash is right. Now that they have your info it might be best to close the account unless your bank is willing to put an unlimited block on the pdl.
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09-04-2007, 02:38 PM
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Even with the block on the PDL, we all know how sneaky they can be. Even if they get their principal back right away I can see them just taking out money anyway. Definitely close the account and open a new one, as for getting that money back to the PDL I'm not sure but the other suggestions sound good.
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