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Posted: Mon Jan 28, 2008 11:45 am Subject: Cash Central Demand Letter

Got a demand letter at home from Cash Central today. Do these things have any teeth? I just reported them over the weekend to the BBB? Should I be concerned about wage garnishment? I sent all of the necessary revocation letters but can't recall if Cash Central was voluntary one or not.

Thanks

Posted: Mon Jan 28, 2008 11:50 am Subject:

In order for someone to garnish your wages they need a court order.I believe that you are talking about a wage assignment, which are all voluntary. To pLay it safe just send a letter to all of your pdls.

Posted: Mon Jan 28, 2008 11:54 am Subject:

..and just FYI, Cash Central is legal in most states.

Posted: Mon Jan 28, 2008 11:56 am Subject:

Great point !!!!

Posted: Tue Jan 29, 2008 4:07 pm Subject: Cash Central offered settlement today

Cash Central offered me a settlement today (I am in PA.) Original loan was $500 - they say I owe $770 between principal, NSF fee, and finance charges. I have already paid $125 - they want to settle for an additional $500. I think I originally offered them $422 because I was off on the math. My thought is that I offer them $375 firm and final, and have already copied the UT BBB, who acknowledged receipt of the complaint. Should I counter offer the $375 for PIF and copy the UT BBB again, referencing the complaint number? They claim since they are licensed in UT, UT law applies, not PA. Thanks..

Posted: Tue Jan 29, 2008 4:23 pm Subject:

dointelecom doesnt hurt to ask. They are apparently legal so they could go after the full amount but they may also take your offer just to get their money.

Guest · Posted: Tue Jan 29, 2008 5:24 pm Subject:

Unfortunately to be legal in PA all they have to have is a license in some other state, which they do, so their Utah laws do apply to you. Sucks that PA is that way, but they are.

Posted: Tue Jan 29, 2008 5:25 pm Subject:

That last post was me, forgot to log on.

Posted: Tue Jan 29, 2008 11:04 pm Subject:

Thanks, guys. Here is the funny part...I referenced David Dunkley in my email to them, and they quickly denounced that he had anything to do with their company or that they had ever been connected to Quik Payday!

Posted: Wed Jan 30, 2008 8:27 am Subject:

Are they connected with Quik Payday? I've never heard that before . . . . . I'm interested in where you got this info!

Posted: Wed Jan 30, 2008 9:54 pm Subject:

Hi Goudah...I have a link to one of the Odgen Newspapers and the article is interesting. I think the fact that I pointed out the connection really set them off. A cross reference check on the bbb also shows that some of the same key folks at Cash Central were also formerly associated with Quick Payday. Per forum rules, am I allowed to post the link or do I need to PM you? Thanks

Posted: Thu Jan 31, 2008 8:11 am Subject:

You can't post an active link, but you can post it without the www in front of it. Or if you prefer to PM it to me, I can post it also. It's your call!