The response from ARM of FL that I received stated:
"Ms. XX states in her complaint that Cash Advanced Network is not licensed to lend in the state of Iowa and illegally gave her a loan. Cash Advance Network is an internet payday loan company. The contract Ms. XX agreed to in order to obtain a loan from Cash Advance Network states the following....."
and ARM of FL states that CAN has no record me of every contacting them even though I have the e-mails I sent to them... all 8 of them before this went to ARM of FL.
Ugh... I responded to all of it and will keep on keeping on.