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#2
10-21-2008, 02:48 PM
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I am dealing with them right now, they are not legal in my state. I took a loan for $300 and I owe them $120 on the principal. I just defaulted on 10/17 so I am not sure how long it will take for them to contact me. I did however receive a a computer generated email today for me to call them but I am certain it is because my payment was returned yesterday.
What state are you in? 
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#4
10-21-2008, 05:34 PM
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I do not think they are but hopefully someone who knows more than me will be along to tell us for sure. I am not going to respond to the computer generated email, I will wait until one comes along that looks like it was written just for me. lol.
I would like to get this resolved though, I just want to send them the remaining principal and be done with them.
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#6
10-22-2008, 05:48 AM
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I just finished dealing with them. I'm in KY and they're not legal here either, but the information I gathered from this site is that they're not legal (someone I'm sure will come along and say for certain). I sent them the letter I found on this website numerous times and they never responded. I also filed reports with the BBB and my state's AG office and they haven't gotten a response from them either. Cashadvance Network then turned my loan over to a collection agency (this was a $300 loan which I had already paid $500 in fees so it was paid off already) which would call my job threatening me legal action, so I sent the same letter along with some email corresondance from our state Department of Financial institutions saying these loans are illegal in KY to this collection agency. The president of this agency promptly contacted me and said my account was now closed.
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#8
11-19-2008, 11:43 AM
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Cash Advance Network
I am currently dealing with them and received a message from the "manager" stating "you will regret getting this loan from us." This is because I did not make the first payment after sending 10 emails asking them if I could pay 1/2 now and 1/2 the following week. Yet they NEVER responded to any emails. I received one from their customer service department stating that there would be a withdrawal on such and such date, yet that was it. They don't answer the phones and they don't respond to emails. Not sure if they are legal in Ohio or not. Don't think their business practices are legal or should be legal in any state.
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#9
11-19-2008, 06:02 PM
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Cash Advance Network is MTE Financial which is not legally licensed to lend anywhere in the US...they are 100% illegal.
I have been dealing with CAN without any response but I keep sending my letters. I owe $80 on the principle balance. Everyday I get up, reformat my letter and send it out via e-mail and fax. I've been receiving calls from ARM of FL, on behalf of CAN, but sent a validation of debt letter and a cease and desist letter and have not heard a peep from them since.
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#10
11-19-2008, 06:29 PM
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File a complaint with the BBB of Florida about ARM. I did and got a response from the BBB with a copy of a letter from ARM stating my account is now closed and they had no idea that CAN was illegal. I also complained about their collection tactics. Please file a complaint, the more that do maybe we can shut these people down. ARM is not licensed to collect in my state and CAN is illegal.
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#12
11-19-2008, 07:00 PM
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I did the same thing, they weren't licened to collect in CT. Someone from the banking comission called them & they've left me alone so far...
__________________
<a href="http://www.debtconsolidationcare.com/dawnlango7/index.html"> http://www.debtconsolidationcare.com.../hof-badge.jpg</a>
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#13
11-20-2008, 05:23 AM
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My complaint to the BBB blasted them on their tag team collection tactics. They have two accounts for me, one for CAN and the other for Paychecktoday.com and I have not heard one word from ARM again other than the letter saying me account is closed. Of course that wont stop CAN from sending it to another CA but for now no calls at all. If I had a scanner I would scan the letter and share it with you, it is pretty funny how ARM lies saying they sent me a letter and how they are professional in their collection efforts. There was always two of them on the line, usually a female first and as soon as you objected to anything she said a male would come on the line screaming!!!!!!!!!
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#14
12-03-2008, 06:24 AM
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no debit made
CAN did not debit my account for 12/1. I'm leaving the money in there of course, figuring they will eventually get around to it but I am scared to call them and tell them about the missing debit. I'm not going to call them. Hoping they got shut down. I'm confused by the missing debit.
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