I know that there have been many threads about Cashcall. But I have not seen anything about whether or not they are legal in Oregon.
I got a loan from Western Sky that was sold to Cashcall. They are claiming that because I received notice of the transfer and I did not respond within the 30 days (I responded in 31 days) that I am now responsible for the bill.
I know that in order for a payday loan to be legal in Oregon that the lender needs to be registered by the state. But neither Western Sky nor Cashcall are considered a payday loan. Do installment loan lenders need to be registered in Oregon in order to lend money?