I live in Arizona and have the following online payday loans:

Cashnet USA - $500 (I have made 3 interest payments of $88.25 thus far)
Eastside Lenders - $300 (I have made 3 interest payments of $90 thus far)
Cash Central - $300 (I have made a interest payment of $52.92 thus far).

I am pretty sure Cashnet USA is a legal operation, but know nothing about the other two. Are they legal/licensed?

I should know better than this--had some payday loan problems last year and was able to pay them off and get out of it, but I fell into trouble again. I am going to open a new checking account at my credit union, too late for my Friday pay date though. But I want to figure out how to handle this.

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Cash Central is licensed in most, if not all, states where it makes loans, too. Check with the regulator in your state. You can find the right office through paydayloaninfo (dot) org.

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