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#51
08-14-2008, 02:39 AM
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Chroma, as long as you have documentation that they received the letters, that is all that is needed. I have started using delivery confirmation which is way cheaper as well. Wow! Good letter. You seem to be on the right track and making steady progress. Good for you!
__________________
In life it doesn't matter how hard you hit, it matters how hard you get hit and keep moving forward. 
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#54
08-15-2008, 06:49 AM
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Junior Member
Join Date: Aug 2008
Posts: 85
Credits: 901
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Sub:
Today the solid waste hits the fan. I am bracing for all sorts of nastiness. However, today I paid my mortgage and some overdue bills, and have enough left to pay my remaining principal AND buy food for two weeks. Yowza to that!!
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#55
08-15-2008, 07:13 AM
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 Moderator Join Date: Mar 2008
Posts: 3,604
Credits: 24,731
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Sub:
that's a great letter! I live in NJ and although I found that the state was not any help at all to me concerning payday loans, the state law did help with me settling. Everyone company except for Geneva Roth settled with me very, very quickly.
__________________
My new blog.. on trying to get out of debt, making extra money online, getting a new life.. just little things I have picked up along the way for making extra money.. http://what-shoulda-been.blogspot.com Updated regularly 
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#57
08-15-2008, 08:25 AM
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NJ, Isn' that a great feeling to be able to pay all your bills and have some money left and not have to worry about where you are going to get money after paying all the PDL's!!!!! How Awsome!! Enjoy the quiet. The "solid waste" will hit the fan soon enought
__________________
In life it doesn't matter how hard you hit, it matters how hard you get hit and keep moving forward.
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#58
08-16-2008, 05:53 PM
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Junior Member
Join Date: Aug 2008
Posts: 85
Credits: 901
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Sub:
Lots more work today. I polished up the letters a little more and got them out, and I can tell you eight certified letters runs about $25! Also got the letter to the NJ Dept. of Banking (Enforcement Division) out, including copies of said letters. Quite a line building up behind me!
Nothing yet from the PDLs. Still bracing. Really appreciating the support here.
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#61
08-19-2008, 05:07 AM
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Moderator Join Date: Mar 2008
Posts: 3,604
Credits: 24,731
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Sub:
the thing that surprised me was that the horror didn't happen right away. in fact it barely happened at all. i had some unplesant encounters but maybe because they're not legal in NJ, i didn't hear too much. some simply agreed to settle, some called but when i pointed out writing only, they actually listened! only geneva roth gave me a hard time and even they knocked off calling me at work. keep up the great work and stay strong, you can do this.
__________________
My new blog.. on trying to get out of debt, making extra money online, getting a new life.. just little things I have picked up along the way for making extra money.. http://what-shoulda-been.blogspot.com Updated regularly
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#63
08-19-2008, 06:40 AM
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Moderator Join Date: Mar 2008
Posts: 3,604
Credits: 24,731
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Sub:
I would call back (this one time!) or if you perfer, email and state that you prefer all communication to be in writing, i emailed in the past because that way i can include my state law again. I would stand firm and don't let them talk you down. it'll be fine.
__________________
My new blog.. on trying to get out of debt, making extra money online, getting a new life.. just little things I have picked up along the way for making extra money.. http://what-shoulda-been.blogspot.com Updated regularly
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#64
08-19-2008, 06:44 AM
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reply
right beals2,all these jamokes wnat do is get you on the phone
to harrass,threaten,and lie to you.a waste of time and energy.
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