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Send message to alias1958
Sub: #49
Replied on 08-13-2008, 06:44 PM
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Certified is all you need. Most people say to do return receipt requested, but it seems to me that online notification would be fine too, as long as you print it out and save it.

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Send message to chroma601
Sub: #50
Replied on 08-13-2008, 06:51 PM
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Thanks!


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Sub: #51
Replied on 08-14-2008, 03:39 AM
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Chroma, as long as you have documentation that they received the letters, that is all that is needed. I have started using delivery confirmation which is way cheaper as well. Wow! Good letter. You seem to be on the right track and making steady progress. Good for you!

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Sub: #52
Replied on 08-14-2008, 07:04 AM
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Of course, I haven't been able to mail anything yet! I did send out the eight emails, but I've been working late this week. Everything will go out Saturday.
Thanks for the support!


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Send message to RoxyNY
Sub: #53
Replied on 08-14-2008, 10:37 AM
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No problem, been there so I know what you are going through. Awsome Job!

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Send message to chroma601
Sub: #54
Replied on 08-15-2008, 07:49 AM
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Today the solid waste hits the fan. I am bracing for all sorts of nastiness. However, today I paid my mortgage and some overdue bills, and have enough left to pay my remaining principal AND buy food for two weeks. Yowza to that!!


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Send message to bea2ls
Sub: #55
Replied on 08-15-2008, 08:13 AM
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that's a great letter! I live in NJ and although I found that the state was not any help at all to me concerning payday loans, the state law did help with me settling. Everyone company except for Geneva Roth settled with me very, very quickly.

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Send message to alias1958
Sub: #56
Replied on 08-15-2008, 09:02 AM
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Chroma, you're doing great!! I'm sure it feels good to be able to control your money again!!


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Sub: #57
Replied on 08-15-2008, 09:25 AM
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NJ, Isn' that a great feeling to be able to pay all your bills and have some money left and not have to worry about where you are going to get money after paying all the PDL's!!!!! How Awsome!! Enjoy the quiet. The "solid waste" will hit the fan soon enought

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Send message to chroma601
Sub: #58
Replied on 08-16-2008, 06:53 PM
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Lots more work today. I polished up the letters a little more and got them out, and I can tell you eight certified letters runs about $25! Also got the letter to the NJ Dept. of Banking (Enforcement Division) out, including copies of said letters. Quite a line building up behind me!

Nothing yet from the PDLs. Still bracing. Really appreciating the support here.



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Send message to alias1958
Sub: #59
Replied on 08-16-2008, 07:45 PM
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Good work, and keep us posted!!

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Send message to chroma601
Sub: #60
Replied on 08-19-2008, 03:14 AM
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All was quiet on Monday. Reading horror stories of lenders calling work and other harassments has me worried. I expect things to get popping any minute now...


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Send message to bea2ls
Sub: #61
Replied on 08-19-2008, 06:07 AM
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the thing that surprised me was that the horror didn't happen right away. in fact it barely happened at all. i had some unplesant encounters but maybe because they're not legal in NJ, i didn't hear too much. some simply agreed to settle, some called but when i pointed out writing only, they actually listened! only geneva roth gave me a hard time and even they knocked off calling me at work. keep up the great work and stay strong, you can do this.

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Send message to chroma601
Sub: #62
Replied on 08-19-2008, 07:35 AM
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USFastCash just left a message on my cell phone. I'm to call Anthony. Any advice for this first one is appreciated.


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Send message to bea2ls
Sub: #63
Replied on 08-19-2008, 07:40 AM
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I would call back (this one time!) or if you perfer, email and state that you prefer all communication to be in writing, i emailed in the past because that way i can include my state law again. I would stand firm and don't let them talk you down. it'll be fine.

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Send message to paulmergel
Sub: #64 reply
Replied on 08-19-2008, 07:44 AM
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right beals2,all these jamokes wnat do is get you on the phone
to harrass,threaten,and lie to you.a waste of time and energy.




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