Cash Direct Express - GECC

I had a internet PDL with Cash Direct Express, in which I paid all but $84 of the original principal. I revoked my ach and told CashDirectExpress that I did not find any license for them to loan in Washington state, and that I would be paying the principal, but offered to also pay the legally allowed finance fee for a PIF. At first they insisted on their illegal fee structure, but I stood firm. They then agreed to accept my offer. However, because I did not hear back from them concerning an agreed upon due date, I did not make that payment.
They have now turned it over to a collection agency, and are asking only for what I had originally offered. Should I go ahead and pay it, or tell them I will only pay the $84 remaining principal and to heck with the fee. I kind of feel obligated to pay the legally allowed fee. Although I can't find a license for CashDirectExpress, I did find a license for GECC registered as part of CS Financial. What do you all think?

Was the fee for a returned ACH?

If so then pay the fee plus the $84 and be done with it.

Make sure you get all in writing.

as long as you get it in writing that the 84.00 will get you the PIF.also if they provide you with an address to send the money order payment.i would do it.

No, there was no return fee. I had just offed to pay the legally allowed PDL fee versus their illegal outrageous fee. I think I'll go ahead and do that so I can be done with it. I'll request a PIF in writing before paying and I do have an address and payment envelope in which I can send a money order.

Never do anything without first having the agreement in writing.