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Send message to fortmoore86
Sub: #1 Need help with out of control Payday Loans
Replied on 06-26-2009, 08:59 AM
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I live in Kansas...I have a lot of payday loans outstanding: Discountadvances owe 1350 for a 1000 loan, cashjar they take 175 every 2 weeks and nothing goes to prin (500 prin), cashtransfercenters 600 loan is 762 every two weeks, thinkcash pay 95.00 for a 2000 loan, check&go 575 every two weeks and Payday one 572.50. I have to renew one to pay the other and have hit the bottom. All of these loans were obtained via the internet. Are any illegal? I just need some guidance please! I don't know what to do to get out of this mess!




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Send message to Shazzers
Sub: #2
Replied on 06-26-2009, 09:04 AM
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Hi there, yes, some of yours are illegal, I need to do some checking and will return with more information shortly. Meanwhile I am posting your pdl laws, and moving this to the payday loan help section so more people will see it. Click the link below to read your payday loan laws. Keep in mind that Kansas requires internet lenders to be licensed by your state, if they aren't then they have lent money to Kansas residents illegally.
http://www.paydayloaninfo.org/state_detail.cfm?id=KS





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Send message to Shazzers
Sub: #3
Replied on 06-26-2009, 09:11 AM
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The following lenders are Not licensed to lend to Kansas residents.


Discount Advances aka Credit Protection Depot -1.800.446.8482. Their fax number is 1.866.729.3376

Cash transfer Center is illegal and based in Canada and Malta.
Cash Transfer Centers
Email: customercare(at)cashtransfercenters.com
Fax: 866-809-4069
Level 8 Suite 3
Plaza Commercial Center
Bisazza Street
Sliema SLM15, Malta
phone: 1-866-958-3278
fax: 1-866-809-4069


Payday One is legal, you could ask them for the EPP plan, same for Check n Go, click the link below to read about the EPP, refer to number 11.

http://www.cfsa.net/industry_best_practices.html

I am unsure of Cashjar, keep checking back for more responses.





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Send message to Shazzers
Sub: #4
Replied on 06-26-2009, 09:11 AM
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CLICK HERE to find out how to deal with illegal lenders.





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