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 Posted: Fri Aug 01, 2008 4:38 am Subject: payday loans |
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I was notified this morning that the laws in Florida have changed and Cashnet is taking out the full amount of my loan plus interest on my next pay date and that no extensions are allowed. What can I do? can I put a stop pay on the debit and mail them a certified check?
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salonkitty7
Joined: 01 Aug 2008
Posts: 1
Debtcc Points: 26
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PinkLady
Moderator
Joined: 15 Jun 2006
Posts: 1450
Debtcc Points: 20327
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| Posted: Fri Aug 01, 2008 10:01 pm Subject: |
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Payday loan laws in Florida are: -
| Quote: | Legal Status: Legal
Citation:
Fl. Stat. Ann. § 560.401 et seq.; Rule 69V-560.901-912
Loan Terms:
Maximum Loan Amount: $500
Loan Term: 7-31 days
Maximum Finance Rate and Fees: 10% + verification fee
Finance Charge for 14-day $100 loan: $15
apr for 14-day $100 loan: 390%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot rollover)
Cooling-off Period: 24 hours
Repayment Plan: Yes
Collection Limits:
Collection Fees: All charges imposed on the lender by any financial institution; lender not entitled to treble damages
Criminal Action: Prohibited |
If you want to make any complain against a pdl company or need information on the same then you can do this to: -
| Quote: | Where to Complain, Get Information:
Regulator: Florida Office of Financial Regulation
Address: Division of Securities and Finance, 200 E. Gaines Street Tallahassee FL 32399
Phone: (850) 410-9805
Fax: (850) 410-9748 |
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phoenix
Joined: 14 May 2008
Posts: 1081
Debtcc Points: 6075
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| Posted: Fri Aug 01, 2008 10:16 pm Subject: |
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Cashnetusa is not a accredited business of BBB. It also has a unsatisfactory record with the BBB. It has 181 complaints against it in the last 3 years.
Contact details of Cashnetusa are: -
| Quote: | Name: Cashnetusa
Fax: (817) 335-1100
Address: 1600 W 7th St
Fort Worth, TX 76102-2504
Website: www.cashnetusa.com |
You can also contact Cashnetusa at: -
| Quote: | Additional Contact Information
Additional Addresses
PO Box 547
Lake Bluff, IL 60044
200 W Jackson Blvd
24th Floor
Chicago, IL 60606
P.O. Box 06230
Chicago, IL 60606
Additional Phone Numbers
Tel: (888) 801-9075
Additional Fax Numbers
Fax: (847) 574-7637 |
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phoenix
Joined: 14 May 2008
Posts: 1081
Debtcc Points: 6075
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phoenix
Joined: 14 May 2008
Posts: 1081
Debtcc Points: 6075
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Shazzers
Moderator
Joined: 05 Dec 2007
Posts: 5042
Debtcc Points: 31076
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| Posted: Wed Dec 03, 2008 3:28 pm Subject: CashnetUSA/check resolutions |
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ok I am scared that I have been scamed.I owed cashnet usa
for some time now.About three weeks ago I was contacted by someone from check resolutions at my place of employment
and was told that I would recieve a summons if I did not pay
up the total amount of the loan plus the interest.To make a long story short I paid the entire amount that I thought was due to cashnet usa.Yesterday I recieved a call from a foreign sounding man claiming they where going to serve me for owing money to cashnet USA.When I tried to explain to him that I had already paid the amount in full to check resolutions
he got upset and told me that I had been frauded and still owed Cashnet USA.I am confused and am ready to file a
complaint against all of these companies if they don't clairify
this matter.Has anyone else ever delt with this situation.
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stevekathy4867
Joined: 24 Sep 2007
Posts: 61
Debtcc Points: 1837
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| Posted: Wed Dec 03, 2008 3:42 pm Subject: reply |
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i would contact CASHNETUSA.they are legal and can take you to court without all this illegal B.S.also i wouldn't give another dime to any foreign scammers.i noticed paydayloanyes or CASHNET 500 has been claiming they are CASHNET USA.definitely look into this before letting the thick accented moron squad get another dime.besides debts are civil matters not criminal ones.anyone who threatens arrest is a bottomfeeder.
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paulmergel
Moderator
Joined: 24 Jun 2007
Posts: 4044
Debtcc Points: 14704
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| Posted: Wed Dec 03, 2008 6:31 pm Subject: CashnetUSA |
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Actually to tell you the truth the person's that I arrainged
payment through sounded like normal American english spea-
king person's and I also got phone numbers and "confimation numbers" for this transaction.I will be watching my bank
account closely for any unauthorized debits.No one will get another dime from me.Much thanks paulmergel for giving me the heads up.
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stevekathy4867
Joined: 24 Sep 2007
Posts: 61
Debtcc Points: 1837
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