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 Posted: Tue Apr 22, 2008 10:49 am
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Hi everyone!
I just received this email from CashNet USA about the Economic Stimulus Payment. My question is...How do they know what kind of refund I am getting? Can they take any of that money? I am kind of figuring they can't and it's just a scare tactic, but just wanted to double check!
Thanks for any help!
"Our collections department has information on an economic stimulus refund of $300 or
more that you may be receiving from the US government. You can apply this refund toward
your overdue payment(s). Please contact our collections department to determine your
eligibility and set up payment arrangements that will prevent further collection activity
on your account.
Possible payment methods include:
* Bank Debit: Call us at 888.801.9078
* MoneyGram: Code=3855, Account #=SSN
* Western Union: Code City=SG Investor, State=IL
* Credit Card / Money Order / Certified Check
If you do not resolve this matter immediately, you may have trouble qualifying for an advance
with us or with other providers in the future. Additionally, if we do not hear from you
regarding this notice, we may pursue collections through third party collection agency.
* If you have already made payment arrangements for
the entire balance, please disregard this email.
CashNetUSA Collections Department
Phone: 888.403.6947
Fax: 866.326.5265
cashnetusa.com
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wmrainer
Joined: 04 Dec 2007
Posts: 4
Debtcc Points: 170
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Posted: Tue Apr 22, 2008 10:54 am
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Everyone that pays taxes will get a stimulus payment - They know you pay taxes because they have your paystub or proof of work.
They do this around tax season too to encourage people to pay with their refund.
It's not even a scare tactic. They just know you will be getting money and are encouraging you to pay your legal debt. Cash Net USA is a legal company, and can take steps to collect on the debt. They are in a different catagory then most internet payday lenders. They don't so scare tactics, what they say they can go through with.
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goudah2424
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Posted: Tue Apr 22, 2008 11:44 am
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I got the exact form letter. I figured it went out to all that owe them.
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purplegirl69
Joined: 26 Feb 2008
Posts: 250
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Posted: Wed Apr 23, 2008 11:54 am
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Ditto what goudah2424 says; and, if you did send them a copy of your paystuf, they can probably pretty much figure out from that how much of a tax rebate you should be receiving. Sounds like a scare tactic and I'm betting other people who are trying to get out of the PDL's will be getting the same type of communication.
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Pachacutec
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Debtcc Points: 100
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Posted: Wed Apr 23, 2008 12:05 pm
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It's not a scare tactic - It's just a normal collection letter. They are not saying they will take your stimulus payment, they are only saying that you should use it to pay your debt. They do they same thing around tax refund time. They know that most people will be getting some extra money and they are trying to encourage you to use it to pay off your loan. Please don't confuse this with a scare tactic. This is totally legal, and there is nothing wrong with them sending them out.
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goudah2424
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Posted: Wed Apr 23, 2008 7:39 pm
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I have a good friend that works for a CC company and she has told me they are sending letters like that out to folks who are over due. I think its more of a friendly suggestion to pay the bill.
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lmale
Joined: 28 Mar 2008
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Posted: Thu Apr 24, 2008 7:02 am
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Exactly! That is all it is. Everyone in the US knows about the stimulus rebates . . . . . It's no secrect.
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goudah2424
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