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 Posted: Wed Jun 11, 2008 9:44 am Subject: cashnet usa and think cash--settlement |
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has anyone had any luck settling with either of these companies?
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lmale
Joined: 28 Mar 2008
Posts: 429
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| Posted: Wed Jun 11, 2008 12:29 pm Subject: cashnet usa and think cash--settlement |
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They are the only one's I have left to deal with.
Cashnet = claims that they do not set up arrangements except full payment, but would accept any monies but it would not be considered an arrangement.
Think Cash - was the same way...
I haven't been able to send anything as I was so deep with 15 other pdl's and negative in my account and losing my home that I had to regain control. I am in a position now to start sending them a little. As long as they cash my money orders then it proves I am making an effort.
I do get calls from Cashnet, but nothing at all from Thinkcash which i am surprised.
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purplegirl69
Joined: 26 Feb 2008
Posts: 251
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| Posted: Wed Jun 11, 2008 12:42 pm Subject: |
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I borrowed 800 w/fee 912 from cashnet, I did have an EPP set up and I've made 2 pmts for 228, so I should have only about 456 left. But I had to stop my last pmt, I sent them a revoke notice, but they tried to debit my account last friday anyway, but there is no money in there, so it caused yet another NSF!!!! How long has it been since you paid either company?
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lmale
Joined: 28 Mar 2008
Posts: 429
Debtcc Points: 3358
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| Posted: Wed Jun 11, 2008 1:28 pm Subject: cashnet usa and think cash--settlement |
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Feb 15th. A long time ago...I had to put my family, house, food and so forth first. So I could have my sanity.... But what is so bad, Thinkcash wants $1100 on a $500 loan, which they can get since they are legal. But like I said earlier, I will be sending some monies to each this month, about $100 a piece...but that's all I can do for now and they will have to accept...don't know what else to do.
Now in your case, I would close your account out so they can no longer debit funds..it's the only way. I did get addresses for both to send money orders...that's the only way they will get money. Close your account and send what you can...at least you will be making an effort.
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purplegirl69
Joined: 26 Feb 2008
Posts: 251
Debtcc Points: 3475
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| Posted: Wed Jun 11, 2008 1:31 pm Subject: |
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yes, thinkcash honored the revoke, but cashnet did not. I can't close the account has I'm in the red...all I can do at this point with the checking account is let it go 30 days NSF and then the bank will close it, and then I have to make payments to them, what a mess! I have 2 store fronts I need to take care of also, so I think I'm going to pay the store fronts first and then send these other 2 payments, like you said that's about all I can do. Good Luck
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lmale
Joined: 28 Mar 2008
Posts: 429
Debtcc Points: 3358
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| Posted: Wed Jun 11, 2008 1:37 pm Subject: cashnet usa and think cash--settlement |
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lmale,
From what I have read on this forum, you may can go after the processor to let them know that you have revoked authorization so they can help put a stop on them. I know there is a sticky on processors, but if were you, open another thread to get help in that area, as I am not sure all the facts. I would say to do pay your storefront first...but also, make sure your home life is taken care of as well.
good luck friend, and I know this community will help too. take care
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purplegirl69
Joined: 26 Feb 2008
Posts: 251
Debtcc Points: 3475
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| Posted: Wed Jun 11, 2008 8:35 pm Subject: |
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well guess who called me tonight?? Think Cash!
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lmale
Joined: 28 Mar 2008
Posts: 429
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| Posted: Wed Jun 11, 2008 8:41 pm Subject: |
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Speak of the devil  What did they say?
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~~Troubles Don't Last Always~~
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anyaroberts
Joined: 13 May 2008
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| Posted: Thu Jun 12, 2008 5:41 am Subject: |
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well actaully I missed the call, but the girl left a message and was sure to say, this was not a "solicitation call" ...
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lmale
Joined: 28 Mar 2008
Posts: 429
Debtcc Points: 3358
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| Posted: Thu Jun 12, 2008 6:02 am Subject: |
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YURG!! Cashnet has tried to debit my account AGAIN by spilting my payment into 2...I'm in the hole big time with this checking account and now they have caused 3 more NSF fees, I sent them an e-mail and a fax revoking my auth to debit my account early last week, is there anything I can do?
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lmale
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Shazzers
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| Posted: Thu Jun 12, 2008 6:40 am Subject: |
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Sam as Shazz asked, did you inform bank of ACH revocation 
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anyaroberts
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| Posted: Thu Jun 12, 2008 6:46 am Subject: |
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no I didn't but I will now.
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lmale
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Shazzers
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| Posted: Thu Jun 12, 2008 8:04 am Subject: |
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A bit of advice....Use caution with both of these companies ~ ThinkCash is NOT a pay day lender and CashNetUSA is legal in just about every state and follows the state PDL lending laws. If you revoked ACH auth, you really should try to make other arrangements.
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