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 Posted: Sun Jul 22, 2007 2:53 am Subject: My Response from CashNetUSA
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I sent them a cease and desist letter through email yesturday with MY payment arrangements offered and how I want to pay the $400 PDL off before the one for $900 I have with them.
Here's what they had to say about that:
Dear litlee, (my name removed by myself)
Payment Plan Confirmation
Customer ID#: xxxxxxxx (my account # also removed by myself)
This email is to confirm that you have agreed to payment arrangements
for your past due advance with us. Per your arrangement,
your next payment date is July 27, 2007
Please make sure that your payment is made in a timely fashion. If
you fail to adhere to the terms of your payment arrangement, we will deem
the arrangement void and pursue further collections procedures.
Please feel free to contact us with any questions regarding your account.
Collections Department
CashNetUSA
Phone: (888) 801-9078
Fax: (866) 326-5265
CashNetUSA.com
"A Higher Standard Payday Loan Provider"
So I guess they accepted MY payment arrangements after all?!?!?!
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litlee8
Joined: 08 Jul 2007
Posts: 58
Debtcc Points: 1600
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Posted: Sun Jul 22, 2007 5:23 am Subject: litlee
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litlee, sounds like it to me! Good for you! Now maybe you will have payments you can actually live with! Great going! 
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cannr
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Joined: 07 Jun 2007
Posts: 9372
Debtcc Points: 124815
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Posted: Sun Jul 22, 2007 5:42 am Subject:
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Thanks cannr, I honestly NEVER expected them to be so workable like that. I expected them to put up a fight about it all!
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litlee8
Joined: 08 Jul 2007
Posts: 58
Debtcc Points: 1600
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Morningstarr430
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Joined: 13 Jun 2007
Posts: 2336
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Posted: Sun Jul 22, 2007 6:37 am Subject:
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Congrats! Now wasn't that easy!
GOOD FOR U!
Happy Day,
Ang
_________________
You will not be punished FOR your anger; you will be punished BY your anger. --Buddah
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Ang
Debt Samaritan
Joined: 27 Jun 2006
Posts: 2349
Debtcc Points: 18782
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Posted: Sun Jul 22, 2007 6:54 am Subject:
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It's a BIG load off of me for now!
Now all I can hope for is the rest of them are THAT easy, but I already know they won't be!!!!
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litlee8
Joined: 08 Jul 2007
Posts: 58
Debtcc Points: 1600
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Posted: Sun Jul 22, 2007 7:04 am Subject:
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Yea but keep ur head up and keep ur fighting gloves close by! It may take time but eventually u will see the light at the end of the tunnel!
Congrats again,
Ang
_________________
You will not be punished FOR your anger; you will be punished BY your anger. --Buddah
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Ang
Debt Samaritan
Joined: 27 Jun 2006
Posts: 2349
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Posted: Sun Jul 22, 2007 6:15 pm Subject: litlee
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litlee, look what the first one did! You got great results! You stated what you are willing/able to do and took responsibility for your debt & they accepted it! I mean, usually it starts out bad! LOL! So the others may also be good! I'm just so happy to hear that a pdl actually cooperated with someone! And I really think your letter is wonderful. It would be a good example for others to use. Your information will definately help someone else out!
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9372
Debtcc Points: 124815
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Posted: Mon Jul 23, 2007 6:57 am Subject:
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That is awesome! Some people have said that they were hard to get to agree to payment arrangements, so consider yourself lucky!
I really hope this means that Cash Net USA has changed it's policy and will be so accepting of payment arrangements with all it's customers in the future . . . . .
Just be sure not to defualt on the payment arrangements. That would be bad . . . .
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goudah2424
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Joined: 31 Oct 2006
Posts: 8007
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Posted: Mon Jul 23, 2007 8:49 am Subject:
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Cash Net USA is the only one that is working with me as well. Well, at least they are the only company that has responded back. We "battled back and forth" a couple of times for a payment plan that we both could agree on - but it worked out in the end. Now, I am told them "processing" the payment at this PDL is another whole story.
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volleykmf1129
Joined: 05 Jul 2007
Posts: 49
Debtcc Points: 2081
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Posted: Mon Jul 23, 2007 10:32 am Subject: cashadvanceusa.com
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If you have paid the amount you owed them plus an amt. over that which is within the usury limit for the State of Florida, are you obligated to pay them any more? I have done that and they still want double the amount originally borrowed. Say they are going to take legal action.
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jan
Guest
Debtcc Points: 100
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Posted: Mon Jul 23, 2007 10:41 am Subject:
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Jan, what company are you talking about? Give us some numbers to work with...how much did you borrow originally, and how much you have paid back so far and we will help you.
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Sassnlucy
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Posted: Mon Jul 23, 2007 11:53 am Subject: Payment Arrangements
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Make sure you take that arrangement to the bank
so they don't try and take out more.
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debprz0102
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Debtcc Points: 100
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Posted: Mon Jul 23, 2007 12:01 pm Subject:
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NO! Litlee - Do not go to the bank - You've got your account fixed up for now. You know that you should send them money orders or such, so that they don't get any new account information.
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goudah2424
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Posted: Tue Jul 24, 2007 3:10 am Subject:
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Yes Goudah, I know not to let them have any bank info at all, plus in the letter I sent I revoked all bank authorization from them.
You are a big help, thank you!
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litlee8
Joined: 08 Jul 2007
Posts: 58
Debtcc Points: 1600
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