Help with Maryland PDLs

Anyone have dealings with either of them? VIP had a person to call me pretending to be an attorney. I agreed to make 1 payment of $200.00 they found out I had another $200.00 available, which would have paid them in full. Now, 8 months later they are still claiming that I owe them.

PAYDAY MAX said that I owed them, I paid them through a collection agency, and they are still giving me different numbers to call, and NOT removing the fact that they have been paid.

Any help with the two of them? I closed the bank account with BOA after VIP took the second $200 I'm going to try to do research and see if BOA can help.

Has anyone seen the name Westgate on their bank PDL ACH debits? Do you know which company this is associated with?

Has anyone seen the name Westgate on their PDL ACH debits?

Sorry for the double post.

CashNet USA is no longer doing PDLs in Maryland. But they have another product that smells remarkably like a PDL It is allegedly a "line of credit". You can set up a line of credit for up to about $1500, and only draw on it when you need it. But of course, most people who use PDLs "really need" the whole thing, so they take out the whole amount. Then, unlike a regular line of credit, where you pay back over a long period of time, you put all the funds back into the line of credit over your next three pay periods, with a very substantial fee or interest rate. You will find that your first payment is mostly interest, and you won't be able to borrow against the line of credit again until at least your second period restores a little of your principal.