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 Posted: Fri Mar 28, 2008 8:44 pm
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Well our account was turned over to a lawyer and I had payment arrangements with them, but only a temp. arrangement for 3 months. Well I made the last of those payments and had to set up a new arrangement. So I called the lawyer today and our balance there is still $719.36. I wanted to still try and make the $80 a month payment and he came back with a counter offer of a settlement of $360 and I have until April 15th to pay it. hmmmm, what to do, what to do lol. I am pulling in the belt and going to make it a little tight for 2 weeks, but I took the offer  I am saving $359.36. Then after I pay this I only have 2 loans left and those are the ones with National Credit Adjusters (which I am paying $50 a month on each) SO starting out with 10 internet and 10 storefront I am left with 2 storefront at a CA Gonna do a happy dance real soon (I am not counting the MTE, or United Pay Services loans out there that the state is dealing with for me, I know I won't have to pay them anymore than I already have)Oh and I still have the famous Cash Today LTD. I miss Mr. Brian  lol NOT(I know he will be calling again soon, it's been almost 30 days) Don't owe them a dime more.
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puddlejmpr
Debt Samaritan
Joined: 15 Dec 2006
Posts: 1178
Debtcc Points: 2625
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Posted: Sat Mar 29, 2008 5:00 am
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Congrats on your accomplishments so far, you should pat yourself on the back, you are going to feel so much better once you get all this out of your way and you can move on payday loan free, I think it is great that you come back here and update so that others can see that there is light at the end of the tunnel. You are an inspiration, keep up the good work and keep us updated. 
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erb1953
Joined: 30 Dec 2007
Posts: 110
Debtcc Points: 1573
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Posted: Sat Mar 29, 2008 5:11 am
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Yay, puddle! Hell, I'm already doing a HAPPY DANCE for you! Awesome way to go!
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9335
Debtcc Points: 123837
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Posted: Sat Mar 29, 2008 6:06 am
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Me too, cannr! I know that feeling of having a PIF in front of me. I was fortunate to come here with only 5 a little less than two months ago and after I send off my payment to Pay Day Max today, I have closed/settled 3 out of 5. . . and at the original amount I borrowed! Good job puddle. . . .testimony that it can be done. Keep up the good work guys.
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llw1995
Joined: 02 Feb 2008
Posts: 863
Debtcc Points: 10247
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Posted: Sat Mar 29, 2008 7:57 am
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Thank you so much for the kind words
lol Cannr, I can see you doing the happy dance 
I started this fight a little over a year ago and am so close now to ending the PDL nightmare. So not too bad 20 loans paid in a little over a year On all my loans I paid what I borrowed and some got even more than I borrowed 
So my message is: fight these lenders, but pay back at least what they gave you in the first place, even if they are illegal (but not a dime more if they are illegal).
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puddlejmpr
Debt Samaritan
Joined: 15 Dec 2006
Posts: 1178
Debtcc Points: 2625
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Posted: Sat Mar 29, 2008 11:17 am
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puddle.. .again, congrats on coming so far. I agree with you. . .fight the fight but pay back what they deposited into your account. That is what I have done with mine so far. I feel morally obligated, as well as legally (even though they are SO illegal, and two wrongs never make a right) obligated to pay back what I borrowed. Keep up the good work and have a great "dancing" day.
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llw1995
Joined: 02 Feb 2008
Posts: 863
Debtcc Points: 10247
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Posted: Sat Mar 29, 2008 4:40 pm
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puddle, 20 loans? You go, honey! This is an inspiration to others here! Honestly. Because some people find it hard to imagine ever getting out from under this mess. However, we have proven that it IS possible. And, for you to have that many, a year isn't squat! That's awesome! And, it's well worth the fight once you're done. I, too, paid the illegal idiots the principle amount. I just figured I did use that money, so they can have it back. It just kills me that they want to fight you for it when they know damn well they are illegal. Whatever. They got their money (plus more in many cases), so they're gone. Good riddence to them. puddle, you are awesome!
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9335
Debtcc Points: 123837
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Posted: Sat Mar 29, 2008 4:41 pm
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Oh. I just thought about it, puddle. I was pretty damn close to you! 12 internets and 5 storefronts when I started out. That's 17!  Holy crap!
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9335
Debtcc Points: 123837
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Posted: Sun Mar 30, 2008 6:30 am
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Wow, I am glad that things are looking up for both of you, thank you for coming back to this thread and updating us. Goodluck in working out the rest of it.
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erb1953
Joined: 30 Dec 2007
Posts: 110
Debtcc Points: 1573
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Posted: Sun Mar 30, 2008 8:10 am
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There really IS light at the end of the tunnel and you guys are proof of that fact. Keep the encouragement coming!
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llw1995
Joined: 02 Feb 2008
Posts: 863
Debtcc Points: 10247
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