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Sub: #17
Replied on 03-26-2009, 03:09 PM
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LOL

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Sub: #18
Replied on 03-26-2009, 04:24 PM
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Ctc is such a joke! My friend said those terms on their contracts are mafia terms. If anything, someone from malta will be at your door to lay the smack down. Only problem if they step on our soil and threaten us they will have more problems.

As for my pif, I really think it was luck and that I probably got a rep who was pissed at Kimberly or Ecare and was quitting anyways.


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Sub: #19
Replied on 03-26-2009, 08:25 PM
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Wow, I have to process this. "The Malta Mafia" is something that really gets my imagination going. One can only imagine what the dialogue would be like, LOL.
People in California who have loans with these sharks: Would you PLEASE call the Dept of Corporations and let them know that CTC is ignoring their Cease and Desist order?? I am going to do this myself, even though I don't have a loan with them, but am sick of their screw you attitude to the laws of my state and even more outraged over how they are messing over California residents. This just needs to stop!!

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Send message to crowe533
Sub: #20
Replied on 03-27-2009, 08:43 AM
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I filed a complaint with the CA Dept of Corporations regarding CTC yesterday. Maybe if enough people complain they will do something about it.

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Sub: #21 CTC Question
Replied on 03-27-2009, 10:33 AM
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you guys n' gals crack me up... I guess there's no point in trying to get back oodles of overpaid illegal interest on CTC payday loans I entered into or any other pdl for that matter? What kind of success ration have people had getting money back and which companies are better at reimbursing fees (if any)??

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Sub: #22 CTC Question
Replied on 03-27-2009, 10:36 AM
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I meant RATIO not RATION B4.... and if any of you watch As The World Turns like me, Damien Grimaldo is BAAAACK. This character is from Malta....... maybe CTC will have him and his henchman come get youuuuuu............ LOL



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Sub: #23
Replied on 03-27-2009, 10:40 AM
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If the Malta Mafia look like him then he can come and haul me away anytime.

Of course I need that reformating we spoke about earlier to happen first

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Sub: #24
Replied on 03-27-2009, 10:43 AM
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Teddy Grahamz it is hard to say which companies will process a refund. There are so many variables that can go into that answer

I will tell you I have received 4 refunds from PDL companies in the past. CTC was definately not one of them

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Sub: #25
Replied on 03-27-2009, 10:44 AM
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OK, nohiogal.... as long as rich and beautiful Lilly Snyder takes care of all my payday loans and runs away with me (after my reformating as well) hahahaha = )

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Sub: #26
Replied on 03-27-2009, 10:47 AM
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Well I guess I'm bein' nosey... which 4? were they of the legal variety or illegal ones or a mix?


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Sub: #27
Replied on 03-27-2009, 11:36 AM
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They were all Illegal

They were:
AIP
3B payday loans
WWC
LLS

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Sub: #28 Did You Agree to their Terms
Replied on 04-16-2009, 02:31 PM
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Thank you for posting your letter, I actually used your model as i have overpaid these guys by $6500. I am curious to know what your final decision was with regard to these Malta loving lending folks.

I have not heard from them since sending my letters to them, both via e-mail, fax and federal express. I have starting receiving calls from an unlisted number whose only message is that we are open the following hours "central time." They never leave return phone number....seems very shady and illegal to me.

Anyway, would you please share with me if you've had any additional communication with CTC. Thanks


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Sub: #29
Replied on 04-16-2009, 02:49 PM
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You want to keep the communication with CTC limited as possible. Only communicate with them USPS or by email. Reason being they can get nasty, so save yourself the heartache. I wouldn't risk it


They silence is typical with these lenders. They may be processing your proposal. I would just hang tight and wait to see what happens. Definately send your proposal letters once to twice a week. I did this and they never called me after that. They also honored my request and settled for the principal borrowed. I received a letter in the mail from them stating I could mail my payments to their address and also a copy of my loan agreement as requested. Hope that helped.

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Sub: #30 CTC - Gone Silent
Replied on 04-16-2009, 04:04 PM
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Thank you, I am following your lead....I really do not wish to communicate with these people at all. I could use the refund of $6500.

Did you e-mail your letters and send them by regular mail, each week?

Thanks for all of your help.


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Sub: #31
Replied on 04-16-2009, 04:07 PM
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I mailed them once and emailed them twice a week. Make sure you maile them certified mail with return receipt requested (RRR).

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Sub: #32 Cash Transfer Centers - CTC
Replied on 04-16-2009, 04:43 PM
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Okay,

I will send them RRR every week and e-mail the twice a week.

What mailing and e-mail address did you use?

Again, thank you and I will keep you posted on my progress




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