im a little confused...I took out a check n go pdl 2 weeks ago for $700 at a store front location in Richardson, TX. They had me write out 4 post dated checks in the amount of $218 each, with the last check being a little more than 1st three. A couple of days before payday she called, which is what I thought courtesy calls...but to my surprise on Monday my checking acct has been debited with those same post dated checks.
Mu understanding was that the if i didnt need to make arrangements or anything beforehand, otherwise the checks would be automatically deposited per my pay period(hince the dates on the checks). But INSTEAD...they deposited all four checks...is this legal and what are my rights?
Debt Samaritan
Posts: 16537
Credits: 288871.65269736 Send message to SOAPLADY
Have you called them yet?? It possibly is human error.
Technically there is no such thing as a post dated check...you have NO protection from a first party creditor.
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
not yet, im trying to get my ducks in a row before calling and dealing with them. If it was a human error, that was a BIG human error...they have just cost me my rent money
Debt Samaritan
Posts: 16537
Credits: 288871.65269736 Send message to SOAPLADY
Call them immediately. If they refuse to cooperate, get into your bank asap and talk to branch manager.
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
not sure what to do about it now, since 3 of the checks were paid by the bank. should i send them a ach revoke letter from my bank certified return receipt, and also close the account?
Debt Samaritan
Posts: 16537
Credits: 288871.65269736 Send message to SOAPLADY
Have you called the PDL yet??????
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
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