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Is Check 'n Go registered as CSO in Texas?

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PostPosted: Fri Nov 14, 2008 4:01 pm Subject: Is Check 'n Go registered as CSO in Texas?

Can someone please let me know if this is correct?

I searched the Texas CSO registration website and I looked up Check 'n Go and Southern Specialty Finance (listed as the CSO on my paperwork) in various ways, and I don't see them. Does this mean that they're not registered in Texas??

Does this mean that they're not operating business legally?

Thanks for your help on this.

rread17



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PostPosted: Fri Nov 14, 2008 9:08 pm Subject: Attorney General Website For CSO Search

You can go to the Attorney General website and do a search. Look at the documents you signed if this is stemming from them and see what company name are they operating from.

They may or may not be registered. If they are, it'd be either with the Secretary of State's office or the banking and finance division. Only way they'd be on the AG's site is if they're being investigated/sued for something. - Uncle Wulf

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PostPosted: Sat Nov 15, 2008 9:49 am Subject:

The fastest way to find out is to call them, that's what I would do! Smile
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PostPosted: Sat Nov 15, 2008 11:52 am Subject:

What should I say if I call them...."can you tell me if you're legally registered as a CSO in Texas?" I'm not really sure how to approach this.

I truly appreciate all of the advice. I hope I don't come across as ungrateful. I am so confused about all of this.

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PostPosted: Sat Nov 15, 2008 7:56 pm Subject:

No no, I mean call the CSO registration website, surely there must be a contact phone number there, if not, try calling Texas Office of Consumer Credit Commissioner-(512) 936-7600.
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PostPosted: Sun Nov 16, 2008 10:07 am Subject:

It doesn't matter if the company is registered in the state you live in. It only matters if they're licensed in the state that they operate in.
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PostPosted: Sun Nov 16, 2008 10:09 am Subject:

PDL Employee,

Again, you're incorrect...

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PostPosted: Sun Nov 16, 2008 12:00 pm Subject:

PDL Employee wrote:
Quote:
It doesn't matter if the company is registered in the state you live in. It only matters if they're licensed in the state that they operate in.


This is incorrect information, it depends on the individual state you are located in.

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PostPosted: Wed Nov 19, 2008 2:33 pm Subject:

Thanks so much you guys!!!
rread17



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PostPosted: Wed Nov 19, 2008 7:45 pm Subject:

Oh, goodness. I feel like such an idiot. I looked at my paperwork again and see now that the CSO name is SouthWESTern & Pacific Specialty Finance, and that one is registered in Texas. For some reason, on the CSO disclosure statement, it lists "Southern Specialty Finance" and the local address, but everywhere else in the agreement is the real CSO name. (too weird!)

I'm such a ditz. Embarassed
Hopefully others can learn from me & be extra careful when you're ready to accuse someone of operating illegally.

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