Check-N-Go......THEY'RE CRAZY!

So i called and spoke to the manager today about a replayement plan , and she said that I could come in and pay 272.50 this week and 272.50 in the next two weeks. or that i could give her another check and I could take out a new loan to cover the old one....assuming that I would give her my new check acct number....there crazy....I asked her and told her there was no way I could do that, abnd if there was any way i could make smalller payements- guess what she said----you already know!!!! No----im send them a 20 m/o everytime i get paid to i pay them off!

If that is all you can afford, then that is all you can do.

Just keep track and keep receipts of all money orders and check to see if they are being cashed. Make sure the loan number is written on the MO and make a copy if you can before you mail it.

You should try contacting their corporate office as well.

I CANT REMEMBER THE LOAN NUMBER

Do you have a copy of the loan papers?

Doesn't matter, they should be able to look you up by name. They may ask for social security number. Did you specifically ask for an EPP?

I had the same problem with Checkngo. Some of you may remember how they told me I had to do it 48 hours ahead of time and pay that day!!!!! Well I filed a complaint with CFSA and called their corporate office and within minutes I was called back by the Regional Manager and I was on the EPP.

Do not take this from them call CFSA and their Corporate office now.

Oh and when you set up the plan you do not make your first payment until your next pay period. Call Now!!!!!

I do remember that but I think that ERD has already defaulted making an EPP not an option.

Gee that is ashame, I wish more people would make EPP arrangements before that happens. I make my last payment to Checkngo today, actually I am making the final payment a week early. Yea for me!!!!!!!!!!!

Congrats kfstaff- i cant do an epp system- dont know just going to send the money order on ther with the name, I hope thats good enough and keep the recipt

I would see if your local checkngo store will take your money order. Just go in and give it to them and see what happens and yes keep the receipt.

kstaff24 more people would IF they knew about them. The store fronts love to hide that fact so that customers will continue to re-loan again and stay in the PDL trap.

I AM GOING TO MAIL THE MONEY ORDER TO THEM- IF I GO IN I KNOW THEY WILL NOT TAKE IT, SO---US POSTAL WILL WORK JUST FINE

Checkngo is by far one of the worst for communicating this information and when they do communicate the plan to their customers they give out false information.

I think people that presume that an EPP is mandatory are mistaken. State laws differ, and where you got the loan, for example, if you got the loan in Utah, an EPP is not mandatory, it is at the discretion of the business. There is also no interest cap in Utah, just an FYI. I also think people forget that these debts can be turned over for collections and be placed on your credit for 7 years.