Hi...I haven't closed my account yet but Wells Fargo says they don't all ACH to go through once the account is closed.....anyone here have experience with Wells Fargo and can verify this???

Suppose to be allow....not all in my last post....Sorry!

In other words your account can't be forced back open?

__________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!

Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws
CLICK HERE to find a Creditor

Thanks for this message; the same thing happened to me yesterday at my bank, Bank of America. I went online thinking of applying for a loan, but decided not to, but they already had my information since I had applied but declined their offers. I had applied and gotten a loan back in 2008 from another bank but closed that account and opened in another bank. They found me and took 400 from my checking account and I fought it. NOw the money is back in my account but they said that my agreemenent with them was violated when I closed the old account. I was so embarrassed because the bank rep was on the telephone call since she contacted them. Now they said that they would deduct 200 every month until I pay loan, but I really feel like closing the account and opening in another bank. Its not that I don't want to pay, its that I cannot afford to pay right now. Groan.....

Hello I opened 5 online payday loans since Christmas and now I'm in the mess of repayment, taking your advise and closing acct tommorow. I have I believe already overpaid at least one of them by a lot and I'm trying to clean up this mess from here. I need help, Here are the loans I have
Ameriloan loan amt 300 paid $570.00
Ace Cash Services loan amt $350.00 paid $210.00
fastcash-advance.com loan amt $300.00 paid $105.00
payday-loan-yes.com loan amt $350.00 paid $240.00
fast cash loans loan amt $300.00 paid 90.00
I found the California state law but im unsure what to do from here. I'm not late yet but seeing how way out of control this can get quick.Im really afraid of my wages being garnished. Please help. thank you Temeaka
California Payday Loan Laws & Legislation State Information
Legal Status: Legal
Citation:
Cal. Fin. Code §§ 23000 to 23106
Loan Terms:
Maximum Loan Amount: $300
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: 15% of check
Finance Charge for 14-day $100 loan: $17.65
APR for 14-day $100 loan: 459%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot charge fee for extension)
Cooling-off Period: None
Repayment Plan: Voluntary (no fees may be charged in conjunction with payment plan)
Collection Limits:
Collection Fees: $15 NSF fee
Criminal Action: Prohibited

I live in PA. I am scared of my bank. I have three payday loans:
$700- Cash Spot
$600- Cash Jar
$400- Southern Financial-- which seems soooooo shady
My bank account is currently overdrawn 400+
I need my car payment to go through.
Questions-
What is the paperwork I need to go to the bank?
Should I call a consolidation group first? Is there a non profit one?

I live in PA. I am scared of my bank. I have three payday loans:
$700- Cash Spot
$600- Cash Jar
$400- Southern Financial-- which seems soooooo shady
My bank account is currently overdrawn 400+
I need my car payment to go through.
Questions-
What is the paperwork I need to go to the bank?
Should I call a consolidation group first? Is there a non profit one?

Can someone help me with the laws in Texas? Im am having a payday loan nightmare, when my direct deposit hits on the 15th, I will not have enough money for food for my kids or to pay my electric bill. I am at my wits end ready to jump off the bridge. I can not believe I allowed myself to get into tthis

I replied to your other thread at the link below:
http://www.debtconsolidationcare.com...read61595.html

__________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!

Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws
CLICK HERE to find a Creditor