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Posted: Thu Jul 26, 2007 6:17 am Subject: checking accounts

I closed my checking account and opened another in the same bank
Was that a mistake?
shoud i go to a different bank

Posted: Thu Jul 26, 2007 6:44 am Subject:

I would go to another bank. It's too risky that they might have somehow linked the accounts in their system. Or, sometimes they will allow a company to debit an account with a contract and a ss#. So it's always best to go to another bank.

Posted: Thu Jul 26, 2007 6:46 am Subject:

I did the same thing with my bank. I was going to go to a new bank, but they assured me (and then re-assured me, and then re-re-assured me) that these companies would be unable to get the new account information, and if they did it would constitute fraud on their account, and I would be reimbursed for any and all charges that would be assessed. So I went ahead and opened the new account at the same bank. So far, so good, but it hasn't been very long since I defaulted.

Posted: Thu Jul 26, 2007 6:53 am Subject:

i only did it a few days ago, but i dont feel very comfortable.
I have defaulted on 7 loans in april, and so far only 2 have contacted me. I WONDER what they could be up to
Just for safety sake maybe i will change accounts again

Posted: Thu Jul 26, 2007 6:55 am Subject:

Goudah
thannks to bith you and Tuk for the good advice
I am so happy that i stumbled across this site
I am no longer afraid all the time,
I have learned that these people can not hurt me in any way, and that is so reassuring
Thanks to all

Posted: Thu Jul 26, 2007 6:56 am Subject:

cant spell
thanks to you both

Posted: Thu Jul 26, 2007 12:30 pm Subject:

Your welcome! I'm glad you have the confidence now to fight for what is right! These companies rip people off and scare them to death, over just a couple hundred dollars that they've already collected 4 times over. Sick! Twisted Evil

Your new account at the same bank may be fine. I'm super paranoid of banks, just because I've been burned bad. So I always try to err on the side of caution. I would suggest that if you are at all worried, I would open an account at another bank, and keep just the minimum amount in the account at the first bank. After a few months, it's probably pretty safe that the pdl's are going to hit it. But there have been stories of pdl companies hitting accounts years after defualt, so it's never really 100% . . . .

Posted: Thu Jul 26, 2007 12:48 pm Subject:

goudah
why do you reccommend keeping the account open at the first bank if you think the pdls will eventually hit it
Isnt it safer just to use the new bank and stay clear of the bank that the pdls have the name of

Posted: Thu Jul 26, 2007 12:54 pm Subject:

Yeah, i think that would be safer. I said that in case you really liked that bank or something and wanted to keep an account there. Some people have really good banks and it's a shame they would have to go to a crappy bank just because of some payday loans.

But if you have no ties to this old bank, absolutly close the new account! I think it's always better to make a clean break from your bank when dealing with these pdl companies. Too many things can go wrong keeping accounts at the same bank. But that isn't to say that it will happen, just that the possibility can be greater . . . .

Posted: Thu Jul 26, 2007 1:49 pm Subject:

kashzan

hi, welcome to the site. I would suggest that you not put your name other than your login name on your replies, questions, etc. They are creditors and collections agencies that come to this site in search of prey. Just a heads up.

thanks

Guest · Posted: Thu Jul 26, 2007 2:14 pm Subject:

Thanks for the tip
no more names
its scary to what lengths these people will goA

Posted: Thu Jul 26, 2007 2:24 pm Subject:

I took your name out of all your posts so you wouldn't have to worry about that . . .

Posted: Thu Jul 26, 2007 2:51 pm Subject:

goudah2424

glad you did that, the less info. the collectors and such have the better for us.

thanks

Posted: Thu Jul 26, 2007 3:16 pm Subject:

No problem!

Posted: Thu Jul 26, 2007 4:27 pm Subject: kash

kash, to be safe, take goudah's advice. You can keep the account at the bank, which is fine. However, for your own peace of mind and to be extra safe (as we've all been burned one way or another), go to another bank and open an account. Split your money between the two. I did that just on the advice of reading all the posts. I've got two bank accounts now. I just suck some money out of one and put it in the other. Just in case the pdl's "find" your account or whatever, you will not be drained dry. You will have your other bank account with money in it. Just call us all paranoid, if you like! But once you've been burned, you take extra steps to prevent it from happening again!

Posted: Fri Jul 27, 2007 4:34 am Subject:

Good morning
I took your advice and opened another account. I just did not feel too safe at the same bank
Yes we are paranoid, but we have good reason to be

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