got this today

i had loans through webpaday, cmg group llc, and paragon which were all internet payday loans. they got turned over to NCA which i basically told to go get fu@#^d then they turned them over to mclemore and edington pllc attorneys at law. i am in TN and those attorneys are about 4 hrs away from me. i am not sure if webpayday is legal i hear there are 2 of them and 1 is legal and 1 isnt i have also heard that cmg is legal but not sure about paragon. i have over paid all of these. does anyone know about those 3 companys or the so called attorneys that have it now

If they are legal, then you have NOT overpaid them.

i meant to say the i heard cmg was illegal

Call the Depat. of Finance in your state. They will tell you for sure if these pdl companies are licensed in your state. If they are lecensed in your state then you have to pay whatever they are asking. If they are not licensed in your state than just pay back the exact amount you borrowed.

Josh334-Stand by until someone who knows what they are talking about comes along. These answers are not correct.

Excuse me, these answers are correct.If a pdl is legal in your state than you are required to pay them what they are asking for. I have been on this site for several years amd think I doo know what I am talking about.

they are only legal if they are licensed in any state but i think the 3 that i listed or not licensed anywhere in the US

josh, what state are you in? for legal loans, it depends on your state's laws.. sometimes giving them what they ask for means that you are over-paying because even if a company is legal, they might still be asking for fees or rollovers that are too high for your state's limits.
if the loan is not legal, you morally would have to pay what was borrowed but that is all.

I am sorry, I noticed you said you were in TN, i am not sure how your state works perhaps someone will be around with your state laws?

but the loans you mentioned seem to be illgeal everywhere, is that correct?

You can check your state laws here.

http://www.debtconsolidationcare.com...-50states.html

I will try to research some of this for you.

I do not see any of these companies licensed in TN.

If you go to the search box in the upper right hand corner and type in the name of the PDL company you want information on you can read what other members had to say about them and their experience in dealing with them.

http://www.debtconsolidationcare.com...tennessee.html

This is very good information about TN

kfstaff24 you are all over it!

Thanks anyaroberts!!!!!

thanks everyone from what i read it seems they are all illegal