03-12-2009, 11:16 AM
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got this today
i had loans through webpaday, cmg group llc, and paragon which were all internet payday loans. they got turned over to NCA which i basically told to go get fu@#^d then they turned them over to mclemore and edington pllc attorneys at law. i am in TN and those attorneys are about 4 hrs away from me. i am not sure if webpayday is legal i hear there are 2 of them and 1 is legal and 1 isnt i have also heard that cmg is legal but not sure about paragon. i have over paid all of these. does anyone know about those 3 companys or the so called attorneys that have it now
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03-12-2009, 11:26 AM
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If they are legal, then you have NOT overpaid them.
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03-12-2009, 11:33 AM
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i meant to say the i heard cmg was illegal
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03-12-2009, 11:38 AM
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Call the Depat. of Finance in your state. They will tell you for sure if these pdl companies are licensed in your state. If they are lecensed in your state then you have to pay whatever they are asking. If they are not licensed in your state than just pay back the exact amount you borrowed.
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03-12-2009, 11:43 AM
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Wrong
Josh334-Stand by until someone who knows what they are talking about comes along. These answers are not correct.
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03-12-2009, 11:54 AM
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Excuse me, these answers are correct.If a pdl is legal in your state than you are required to pay them what they are asking for. I have been on this site for several years amd think I doo know what I am talking about.
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03-12-2009, 12:53 PM
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they are only legal if they are licensed in any state but i think the 3 that i listed or not licensed anywhere in the US
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03-12-2009, 12:57 PM
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josh, what state are you in? for legal loans, it depends on your state's laws.. sometimes giving them what they ask for means that you are over-paying because even if a company is legal, they might still be asking for fees or rollovers that are too high for your state's limits.
if the loan is not legal, you morally would have to pay what was borrowed but that is all. __________________
I'm not as fed up anymore.. making extra money http://www.needbetterdays.blogspot.com
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03-12-2009, 12:58 PM
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I am sorry, I noticed you said you were in TN, i am not sure how your state works
 perhaps someone will be around with your state laws?but the loans you mentioned seem to be illgeal everywhere, is that correct? __________________
I'm not as fed up anymore.. making extra money http://www.needbetterdays.blogspot.com
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03-12-2009, 03:58 PM
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You can check your state laws here.
http://www.debtconsolidationcare.com...-50states.html I will try to research some of this for you.
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03-12-2009, 04:12 PM
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I do not see any of these companies licensed in TN.
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03-12-2009, 04:27 PM
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If you go to the search box in the upper right hand corner and type in the name of the PDL company you want information on you can read what other members had to say about them and their experience in dealing with them.
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03-12-2009, 04:47 PM
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03-12-2009, 04:49 PM
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kfstaff24 you are all over it!
__________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit." -Aristotle-
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03-12-2009, 05:19 PM
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Thanks anyaroberts!!!!!
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03-13-2009, 11:04 AM
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thanks everyone from what i read it seems they are all illegal
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