Hello I have a Cash Call loan that I want to get rid of. I am current on my payments but would like to pay if off principle and interest fairly. I've had it since last August and only have paid like 20.00 in principal. Please let me know if you could help me in CT.

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FYI - on their website they are no longer lending in CT.

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They are a legal loan, not a pay day loan. They may make fair arrangements with you, but it is not likely.You will need o call them and speak to someone directly. They are horrible and I am sorry you got involved with them.
Good luck and let us know how you did

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I closed my bank account and sent the letters to my lenders in March. I just received a voicemail from FastCash stating that if I didn't return the call by noon today I will be charged with bouncing a check across state lines and would end up paying close to $1000 at that time. With the deductions that were being taken from my account I paid back what I borrowed plus interest. Can they charge me with something like that?

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Debts are a civil matter, not a criminal. What state are you in? Are they even legal?

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I started this post in December but I am having trouble logging in. I live in Connecticut and they are not legal. I am just worried!

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I received the following email from Payday Loan Yes today. It is in response to the letters I sent them and fast cash advance. I took out a loan with both of them and actually overpaid them both. Please let me know what else I can do.

Here is the letter:

Kellie Conway:

We are licensed through federal the federal government. Federal law takes
over your state laws. If we were not allowed to give out at loan to the
state of CT we would not. We are experiencing problems with your checking
account. We only accept electronic payments. I am in the position to offer
you a loan payoff. Today your loan is 28 days past due. When accepting a
settlement you cannot skip pay dates. Payments must be received on your pay
schedule.

As of today your total account balance is $435, loan payoff is for $400,
payment arrangements are for two (2) payments $200 due on 05-15-09, and
05-29-09. Payment method is Visa or MasterCard debit/credit only. See your
payment instructions listed below.

Payment Instructions

To confirm this loan payoff you will need to provide your Visa or MasterCard
debit or credit today, see payment form listed below.

Since payment is a time sensitive matter, your prompt payment confirmation
remittance will avoid further collection actions

This is a loan payoff, meaning once you confirm this payoff by providing
your card information, your account will then be removed from the
collections process, your balance will be frozen and no further charges will
be assessed on the loan balance as long as you follow through with the
agreed arrangement.

Regards,
Jodie Phoenix
Advanced Collections Department

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Licensed through the federal gov my ass.

You response should be they are not licensed and then attached the letter you sent them before.

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LOL at nohiogal :lol:

Yeah the same federal government as the malta mafia :wink:

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How can I get rid of Cash Call. According to their website they no longer give loans in CT and I have one since last August. Does anyone know the law for them here in CT?

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Cash Call isn't a payday lender, they are an installment lender, therefore the payday loan laws would not apply to them. They charge outrageous interest rates and aren't very easy to work with. My advice is for you to try and get it paid off as soon as possible.

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