Internet's first get-out-of-debt community - 144,000 members

Guest · Posted: Thu Oct 18, 2007 8:00 am Subject: Kashzan - Help! PDL

I can't find the original post I posted on regarding PDL debt. You responded to me earlier this morning. i am the lady from New York in PDL debt. I emailed one of the companies (payday2go) and told them that it was illegal in New york. A man called me and said it is only illegal for storefront, not internet and he said he will contact my employer and garnish my wages - because I agreed to it in the signed contract. Can they really do that?

Posted: Thu Oct 18, 2007 8:07 am Subject:

calm down . I also had a loan with payday2go. ILLEGAL ILLEGAL ILLEGAL. I believe that they are one of the companies that has a wage assignment. It is voluntary, so send then asap a letter , e mail that says you revoke it. Give a copy also to your employer. I told you to not contact any of these people until you closed your account. I hope you did that. If not you need to get to the bank asap.They will bleed you dry, especially since they now know you will defaut. They can not garnish your wages. Tell your employer that this is an illegal company. In order for anyone to garnish your wages they would need a court order. AN ILLEGAL CO. CAN NOT GET A COURT Order.This guy has his info totally wrong.
Anyway, payday2 go will threaten you , but that is all they can do.Please dont forget to file complaints with the BBB and ag of NYS.

Posted: Thu Oct 18, 2007 8:20 am Subject:

Guest...Kash is very wise in words! Please follow Kash's advice.

Guest · Posted: Thu Oct 18, 2007 8:21 am Subject:

Thank you again. I am sorry but I was staring to freak out. I posted in 2 other places. Please ignore the others. I closed the bank account this morning.

Posted: Thu Oct 18, 2007 8:21 am Subject:

volley , I hope that guest can find her way back. I have noticed that she has posted this message on 5 threads.

Posted: Thu Oct 18, 2007 8:26 am Subject:

Ok great guest has found us. Guest why dont you register, its free and it will help you find your posts easier.
I am so glad that you closed your account this am. good, now you can pay these people back on your terms. It is a good feeling to have control of your money again. It is very unnerving when the phine calls start, but please try your best to believe that all they can do is threaten, and they will. They will threaten anything from taking your salary to arresting you. None of this can they do. Always remember that your are dealing with illegal companies

Posted: Thu Oct 18, 2007 8:46 am Subject:

Guest, I am glad you got some info for help with your problem. Don't worry about posting in other threads, you will learn how to navigate this forum quickly! I probably posted a bazillion times when I first come on!.I was in a panic and really scared, but I did find help here.

Feel free to ask questions, if you ask questions and it concerns pdls, you can post in the pdl forum,credit cards-collection agencies has a forum too! Don't worry, you will get the hang of it!!

We would love to have you register and become a member so we can get to know you!!..KAren Very Happy

Posted: Thu Oct 18, 2007 8:50 am Subject:

Karen It took me forever to learn how to navagate around these forums. sometimes I still get lost.I do hope our guest comes back and registers

Posted: Thu Oct 18, 2007 12:00 pm Subject:

Does Payday2go have a wage assignment?? I had paid off my loan with them months ago, but I don't recall seeing that in the contract, but that could be because they had it so well hidden. Come to think of it, I don't remember seeing a contract at all..

Posted: Thu Oct 18, 2007 12:03 pm Subject:

Yes Jen , I believe they do. In fact I think it was the only one of mine that did. In any event i sent out wage assignments to all of mine just in case.

Posted: Thu Oct 18, 2007 12:30 pm Subject:

Good to know Kash thanks.

I believe they are one of the ones that did everything over the phone right?

BTW-Congrats on the HOF status! I hope to reach that one day.

Posted: Thu Oct 18, 2007 12:33 pm Subject:

Thanks Jen , we would love to have you join our ranks. If memory serves me , yes they did alomost everything over the phone. I was at that time so desperate that I agreed to anything and everything . What ever they said I said ok sure. If I only knew then what i know now.

Posted: Thu Oct 18, 2007 12:37 pm Subject:

Tell me about it LOL!

I have to start hanging out in the Pub more often, I tend to come right over here to the PDL forums and never leave! Rolling Eyes

Posted: Thu Oct 18, 2007 12:40 pm Subject:

The PUb is fun.Some silly stuff and laughs.I also dont hang out there very much, but I do pop in once and awhile

Guest · Posted: Fri Oct 19, 2007 4:44 am Subject:

Hello, Kash how do I register? Also, do you a sample initial letter that I can send to the compaines? i want to pay bank the money that I borrowed but not the 867% interest. Thank you.

Posted: Fri Oct 19, 2007 4:54 am Subject:

I actually forgot how to sign in so I had to go check. At the top of the page you will see where it says LOG ON. click on that. When you reach the log on page go to the bottom where you will see a link that says Community Sign Up. Click on that and folow the instructions.Let me know if you have a problem.
What kind of letter do you want?

*Name:
*Email:
*Phone:
*Zip:
*Debt

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