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 Posted: Mon Mar 03, 2008 10:46 am Subject: Can a PDL say that you can "only" pay by Moneygram
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They are already trying to jack up a $200 loan to $1500 then he says money gram only. He was literally screaming at me on the phone. I told him to call my HR and sue me but he just continued screaming at me. I am contacting the NVAG & the IL AG (they are NV and I am IL). Any other advice? I told him I would pay the $280 I originally owed. He went on about this being over a year old, they don't take anything except money gram, etc.
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mrhender
Joined: 09 Aug 2007
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frogpatch
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Posted: Mon Mar 03, 2008 10:58 am Subject:
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It's B.I.G.. I am in the process of cleaning up all my credit. This guy refused to give me his address but I found one. I know that if I start paying and they still choose to sue me a judge will understand. I am on the Nevada Division of Financial Institutions site and they aren't listed in any of their "forms".
I have no problem paying the $280 but not a dime more.
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mrhender
Joined: 09 Aug 2007
Posts: 47
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Posted: Mon Mar 03, 2008 11:12 am Subject: reply
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how much have you paid on this loan?
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paulmergel
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Posted: Mon Mar 03, 2008 11:27 am Subject:
Latest Blog Post : http://frogpatch.yesdebtfree.org |
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BIG is located in the United Kingdom with a mail drop in Nevada. They are a totally illegal operation and use Indian and Pakistani immigrants to do their collections. Do not listen to anything they say. They can't sue you or come after you. They will threaten you and say practically anything. The only way to deal with them is to keep hanging up on them. They will go away for a while and then come back again. If you speak to them they get encouraged and will keep after you. Send a money order to their Nevada address via certified mail and mark on it that accepting it makes your account paid in full. That is if you have not paid them already. They are impossible!
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frogpatch
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Posted: Mon Mar 03, 2008 11:44 am Subject:
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I haven't paid a dime yet. Do they have legal authority to work in the US as a company? I will wait for notice back from NV or IL about this. I am going to CC the US AG as well. No wonder they refuse to just sue me. I practically begged at one point to be sued.
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mrhender
Joined: 09 Aug 2007
Posts: 47
Debtcc Points: 1397
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Posted: Mon Mar 03, 2008 11:46 am Subject: reply
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do as frog advises,send the 200.00 just like he said to.then you have paid your loan,don't talk to them at all.
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paulmergel
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Posted: Mon Mar 03, 2008 11:48 am Subject:
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I want the harassment to stop. They threatened to "investigate all my references" as well. This has to be illegal what they are doing. I told them I would pay them by the EOM so I will. Hopefully one of the AG's will contact me back.
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mrhender
Joined: 09 Aug 2007
Posts: 47
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Posted: Mon Mar 03, 2008 1:15 pm Subject:
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mrhender, all BIG is going to do is harrass you over the telephone. They have no LEGAL recourse to collect this money, as they are so friggin illegal it's not even funny. BIG isn't going to do crap like turn you over to anyone, investigate anything, or any other hoopla they tell you. They are horrible, horrible, horrible. And they can stick their Money Gram up their butt. Only pay the principle amount of $200, as frog advised. And BIG can consider themselves damn lucky to get that back. Do you need a mailing address to send it to? They're not going to be happy no matter what you pay. They will scream if you pay the principle, they will scream if you pay more than that, they will scream no matter what. They are not going to be happy, believe me. So, if you want, just send them the $200 they deposited into your account, save your records, and tell them to blow off next time they call you.
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cannr
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Posted: Mon Mar 03, 2008 1:18 pm Subject:
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I have the Reno physical address. I am going to wait and see what the AG's reply.
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mrhender
Joined: 09 Aug 2007
Posts: 47
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Posted: Mon Mar 03, 2008 1:41 pm Subject:
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Okay, great! That's their "drop box" address. Wait for the state AG. Don't mail anything in the meantime. Lord, those guys are bad!
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cannr
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Posted: Mon Mar 03, 2008 7:11 pm Subject:
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Let me guess; It's on Terminal Way in Reno? Next to Cash Today's? What a judge will also tell you is that by them accepting your $200 money order (and they will, trust me), they are accepting your arrangement. So what that means, is that you can tell them where to stick their moneygram...
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kscornell
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Posted: Mon Mar 03, 2008 8:50 pm Subject: pdl
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MOST PDL's, you can get on line. They ask for your bank account, etc. WHY in the world, would they ask you to send it by Money Gram? I'm assuming they have your bank account. Or....was this a 'store' PDL??
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sdchargers_63
Joined: 08 Aug 2007
Posts: 1283
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Posted: Mon Mar 03, 2008 9:03 pm Subject:
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Yeah,
But they know that MG and Western Union are guaranteed sources of money, which is why they do it. It's too easy to close a checking account, as most of us can attest...
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kscornell
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