| Author |
Message |
|
|
 Posted: Fri Aug 24, 2007 9:35 am Subject: can i close my bank account
|
|
|
I'm in texas and closing my bank account can some send me a copy of a revoking ach
|
|
jeanmartin_77
Joined: 21 Aug 2007
Posts: 1
Debtcc Points: 48
|
|
|
 |
|
Posted: Fri Aug 24, 2007 10:58 am Subject:
|
|
|
Read this post before you close your account. http://www.debtconsolidationcare.com/paydayloan/close-account.html
Also all you need to do is send a statement stating that you are revoking any and all ach's and wage assignments and do this immediately or they will try to debit your account.
ladybug
|
|
ladybug
Joined: 29 May 2007
Posts: 2760
Debtcc Points: 24778
|
|
|
|
Posted: Fri Aug 24, 2007 12:20 pm Subject:
|
|
|
Make sure you are very up front with the bank. Go to a branch, speak with the branch manager. Preferably the branch you normally go to where they may "know" you. Tell them that you have had some potential fraud on your account, be honest with them, and that you need to close your account and make sure that there won't be any transactions allowed to clear once you've closed it.
_________________
I'm all right, Jack. Keep your hands off of my stack! - Pink Floyd
|
|
swedishgirl
Joined: 28 Sep 2006
Posts: 326
Debtcc Points: 3460
|
|
|
|
Posted: Sun Aug 26, 2007 8:30 pm Subject:
|
|
|
That is good advice from swedishgirl. You don't want to be stuck with a bunch of nsf charges.
ladybug
|
|
ladybug
Joined: 29 May 2007
Posts: 2760
Debtcc Points: 24778
|
|
|
|
Posted: Mon Aug 27, 2007 5:38 am Subject:
|
|
|
Jean, If you open a new account, please be sure to use a different bank. That will prevent any problems.It may be easier for a PDL to get your new info if it is in the same bank. Also it will alleviate any errors that the bank may make regarding linking the accounts. Please do not give your new banking info to anyone.
|
|
kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
|
|
|
|
Posted: Sun Oct 19, 2008 10:23 am Subject: Before 1 november.
|
|
|
Do it before the first of November, though. As of that day there are closing fees going into effect thanks to the bailout bill's fine print. You'll pay 3% of your account just to close it after that.
_________________
Register today to encash debtcc points.
|
|
JoelR
Guest
Debtcc Points: 100
|
|
|
|
Posted: Mon Oct 20, 2008 4:53 pm Subject:
|
|
|
I closed my account and was upfront with the bank manager, opened a new account at same bank/branch and haven't had any issues with pdl's finding my new info. However, I was told by someone, that pdl's will pull your chexsystem reports so if you bounce (god forbid) a check with your new account they may find you. I haven't had it happen, best practice don't bounce any checks.
|
|
PaulisGirl
Debt Samaritan
Joined: 03 Aug 2006
Posts: 342
Debtcc Points: 4128
|
|
|
|
