Internet's first get-out-of-debt community - 129,000 members

Posted: Sun Jul 15, 2007 1:02 pm Subject: CASH2DAY4U......

Ok Guys, listen to this.
I emailed several times to the info@cash2day4u and got NO response. Duh, not a surprise. So, last week I emailed twice again and this time I copied that AaronG@heathmill.com ...one of the owners as well as faxing the document I sent originally. Guess what, on Friday when all others debited my acccount, they did not. But I've had no correspondence in either phone call or email from them. Strange huh?????

Posted: Sun Jul 15, 2007 1:44 pm Subject:

Yes, strange. But you may have to count your blessings on this one! Smile

World Wide Cash did the same thing to me in a way. I emailed them and filed complaints. They called me a day after I'd sent the email and worked out an agreement to repay the $200 in principal in 4 installments since I'd defaulted. I asked them if they could give me a refund because I had overpaid them from the other loans, and if they apply that to the last one. Well, they took out on payment in June. But I think after that, the complaints from the federal agencies started to kick in, and they just stopped debiting my account on Fridays without saying a word to me about it. So I am trying to see if I can still get a refund now.

Posted: Sun Jul 15, 2007 2:03 pm Subject:

Those Heathmill PDLS are weird...I had both Interim and ICS, one day ICS simply up and went away. Interim waited like 6 months after I worked things out with them and sent me one of those neat emails that said my payment couldn't be processed...Even though I hadn't paid in who knows how long. Good luck, it'll all work out.

Posted: Sun Jul 15, 2007 5:34 pm Subject:

I'm just counting it as gone for now...they can't debit after this past friday since my account is upside down, they won't process anything else..pretty bad when you have to do that so that the account can close, but, whatever it takes.

Posted: Mon Jul 16, 2007 9:58 pm Subject: cash today

Where did you get the email and name of that "owner" for Cash Today? I'm interested. As I have a pdl with Cash Today and they are a pain in the butt. Where in the world did you get that info???

Posted: Tue Jul 17, 2007 5:14 am Subject:

Actually it was back on a thread, I just wrote it down, that one of those EX Employees was typing. PM me and I'll send it to you. Kind of weird the one time I email him too (actually I think I sent it twice), it just disappears...HUH???

Posted: Tue Jul 17, 2007 8:41 am Subject: Cash Today

Yes, I find this extremely interesting. Had I known another email contact, I would have hounded them also. Please pm me with the info regarding the person you emailed and how he is "associated" with Cash Today. Thanks, bflow!

Posted: Tue Jul 17, 2007 10:48 am Subject:

Weird, but very good for me! Anyway, Cannr, I pm'd you the information. This is just one of the ones I never expected to go away! But, whatever. It's all good for now. I guess I can actually say....Another one down!!! (sort of). I have overpaid them anyway, so, !!!

guest

PLEASE GIVE ME A CALL ABOUT THE LOAN I REQUESTED. I WAS APPROVED, JUST WANT TO KNOW I WILL HAVE A DEPOSIT. PLEASE CALL OR EMAIL ME. MY EMAIL ADDRESS IS (removed for your protection. cannr), MY PHONE NUMBER IS (removed for your protection.cannr). LOOKING FORWARD TO HEARING FROM YOU.

Posted: Thu May 08, 2008 12:50 pm Subject: reply

johnathan,we are not the company you seek.it is dangerous to give out your info like that.i would if i were you try to get the loan canceled pdl's are more trouble than there worth.

Posted: Fri May 09, 2008 12:20 am Subject:

Thanks, paul! Wink

jonathan, I removed your name, your email, and your telephone number. This is for your protection.

In all honestly, do NOT deal with this illegal company. If they do deposit money into your account, return it immediately and get a new bank account since they have the information. This company is one of the worst (and there are many) pdls to deal with. They are overseas, illegal, being looked into by the FTC, etc. You do NOT want to do business with them, nor do you want to "look forward to hearing from them" because you will hear from them until you are dead in the ground. I'm sorry, but from experience, you need to know this.

Posted: Tue Aug 05, 2008 9:35 am Subject: Cash2day4U Email Response

Guys this is an email that was sent to me by Cash2day4U. I have paid these guys well over $750 on a 225 loan. So I sent a letter and this is what got back. Should I respond back? tell them to leave me alone?

Dear Mr. Pena,

Kindly allow this email to serve as our response to your complaint we received on July 29, 2008.

This is Sebastian from the Customer Solutions Department (CSD) at Cash Today LTD. After receiving your email we have moved the file to CSD from Collections. We have also restricted our system from calling your work place and we offer our best possible cooperation to resolve this dispute.

CSD tried calling you on August 04, 2008 at 16:26hrs on ***-***-**** to speak to you directly, but could not get through to you.

In regards to your request, you obtained a short-term loan on September 06, 2007 for $225.The loan for an amount of $225 was deposited on to your Washington Mutual, Checking Account Number XXXX XX XXXX. This is the second loan you took from Cash Today Ltd and we understand that you were well aware with the terms and conditions of the loan. The previous loan was successfully paid off.

Your online application was received by Cash Today Ltd, an international, non-U.S. based lending operation. At that time, it was specified in the terms and conditions segment of the sales conversation (which we ensure the customer understands and agrees to) that the loan will fall solely under the jurisdiction of UK law and a verbal signature is obtained from the customer confirming their acceptance of this term. Because the process was transacted over the telephone, neither party was required to submit any documentation concerning the Agreement. Therefore, we are unable to provide this, however it may be possible to access the voice recording of the sales call.

The agreed terms and conditions are very clear in relation to fee amounts, due dates and the options you would have on those due dates. You could either repay the outstanding balance, or pay a renewal fee to defer the re-payment of the loan balance until the next scheduled pay date. According to the terms of the loan, if a customer does not contact us to pay off the entire loan balance, only the renewal fee is charged. Again, this fact would have been explicitly made known to you at the time of sale, and in emails sent to you prior to your scheduled payment date. This policy operates in the customer's favour, as the customer may not have sufficient funds to cover the entire balance. However, a customer is free to pay the entire balance without penalty at any time.

I, look forward to hearing from you so that we can work on a revised settlement amount. We are positive that your concerns would be addressed and an amicable solution would be reached.

Please get back to us at the earliest.

Regards,
Sebastian Raiman, Case Worker
Customer Solutions Department
Cash Today LTD
1-877-210-9423
Extn. - 5867
csd@cash2day4u.com

Posted: Tue Aug 05, 2008 9:37 am Subject: Cash2day4U Email Response

Guys this is an email that was sent to me by Cash2day4U. I have paid these guys well over $750 on a 225 loan. So I sent a letter and this is what got back. Should I respond back? tell them to leave me alone?

Dear Mr. Pena,

Kindly allow this email to serve as our response to your complaint we received on July 29, 2008.

This is Sebastian from the Customer Solutions Department (CSD) at Cash Today LTD. After receiving your email we have moved the file to CSD from Collections. We have also restricted our system from calling your work place and we offer our best possible cooperation to resolve this dispute.

CSD tried calling you on August 04, 2008 at 16:26hrs on ***-***-**** to speak to you directly, but could not get through to you.

In regards to your request, you obtained a short-term loan on September 06, 2007 for $225.The loan for an amount of $225 was deposited on to your Washington Mutual, Checking Account Number XXXX XX XXXX. This is the second loan you took from Cash Today Ltd and we understand that you were well aware with the terms and conditions of the loan. The previous loan was successfully paid off.

Your online application was received by Cash Today Ltd, an international, non-U.S. based lending operation. At that time, it was specified in the terms and conditions segment of the sales conversation (which we ensure the customer understands and agrees to) that the loan will fall solely under the jurisdiction of UK law and a verbal signature is obtained from the customer confirming their acceptance of this term. Because the process was transacted over the telephone, neither party was required to submit any documentation concerning the Agreement. Therefore, we are unable to provide this, however it may be possible to access the voice recording of the sales call.

The agreed terms and conditions are very clear in relation to fee amounts, due dates and the options you would have on those due dates. You could either repay the outstanding balance, or pay a renewal fee to defer the re-payment of the loan balance until the next scheduled pay date. According to the terms of the loan, if a customer does not contact us to pay off the entire loan balance, only the renewal fee is charged. Again, this fact would have been explicitly made known to you at the time of sale, and in emails sent to you prior to your scheduled payment date. This policy operates in the customer's favour, as the customer may not have sufficient funds to cover the entire balance. However, a customer is free to pay the entire balance without penalty at any time.

I, look forward to hearing from you so that we can work on a revised settlement amount. We are positive that your concerns would be addressed and an amicable solution would be reached.

Please get back to us at the earliest.

Regards,
Sebastian Raiman, Case Worker
Customer Solutions Department
Cash Today LTD
1-877-210-9423
Extn. - 5867
csd@cash2day4u.com

Posted: Tue Aug 05, 2008 1:11 pm Subject:

If you haven't already gotten a loan with this company, please avoid them like a plague. If you have, you're dealing with a bizarre company. I had paid off ages ago and like a year went by (At least) before they called as if i never did anything. After a month of nightmare phone ordeals I complained to the AG, BBB, FTC, etc. I haven't heard from them since. But I don't think i won't again either. Just remember to buy anything they say.

Posted: Tue Aug 05, 2008 2:31 pm Subject:

cash today = gfsil=big=the old ics

*Name:
*Email:
*Phone:
*Zip:
Debt

	* denotes required field

Internet's first get-out-of-debt community - 129,000 members

CASH2DAY4U......

Members Area

Free Debt Counseling

Ask the community

Community Photos

Featured Discussions

Featured Articles

Question of the Month

Also See

Recent Forum Discussions

Recent Blog Post