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 Posted: Fri May 02, 2008 11:10 pm
Latest Blog Post : http://luv2laugh.yesdebtfree.org |
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My husband has been learning to card count for 3-4 months, inspired to win money He goes today and gets carried away. He just called me about 30 minutes ago crying, saying he lost our rent money, failed me as a husband, etc.
Of course, he has not failed me as a husband. But, we turned in our check for rent yesterday and it is going to bounce if we don't get money in very soon. Neither of us have good credit and the only thing I can think of is a payday loan to cover it and then with both of our paychecks we will be able to do so by May 15th and then just scramble to get all the money we can in that time period. (Donating plasma for 2 people for 2 weeks = $240, sell junk around house, cash in on my GPT sites, etc.)
I don't want to get caught in the payday trap and I don't want anyone to steal my information. Has anyone dealt with any honest or credible payday companies? I don't know what else to do.
Thanks in advance. 
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luv2laugh
Joined: 27 Jan 2008
Posts: 64
Debtcc Points: 917
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Posted: Sat May 03, 2008 4:26 am
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I HAVE NEVER DELT WITH A HONEST INTERNET PAYDAY LOAN COMPANY! However, I have delt with Check N Go and they were O.K. Only get out what you need to cover that rent if you can not come up with any other way to cover it. Sell anything first before getting a payday loan. The interest alone will kill your paycheck.
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shoppinbuczek
Joined: 28 Apr 2008
Posts: 54
Debtcc Points: 723
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Posted: Sat May 03, 2008 5:09 am
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They are all horrible. and prey on desperate people.
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5466
Debtcc Points: 38903
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Posted: Sat May 03, 2008 5:53 am
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kash is right,one way or another you'll end paying in the end.find another way.
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paulmergel
Debt Samaritan
Joined: 24 Jun 2007
Posts: 1741
Debtcc Points: 7390
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Posted: Sat May 03, 2008 5:53 am
Latest Blog Post : http://Lukesykwalker.yesdebtfree.org |
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There is no such thing as a "Best Payday Loan"  Thats like asking someone how do want to die,...with a gun or a knife?! They are all EVIL 
_________________
"It only takes a second to do something that you will regret for the rest of your life."
All the Best,
Luke
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Lukeskywalker
Joined: 19 May 2007
Posts: 1710
Debtcc Points: 15384
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Posted: Sat May 03, 2008 9:18 am
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That would be like the best cigarette for you...you won't die by cancer, but by other means?
I think we need to take a step back and help our friends do anything BUT get a PDL. What could they do in the short term?
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kscornell
Moderator
Joined: 22 Jul 2006
Posts: 3419
Debtcc Points: 31780
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Posted: Sat May 03, 2008 9:22 am
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exactly,that's why i can't wait for the answers to the question of the week.i'm sure there are some great answers.others can see those suggestions for themselves.
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paulmergel
Debt Samaritan
Joined: 24 Jun 2007
Posts: 1741
Debtcc Points: 7390
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Posted: Sat May 03, 2008 9:50 am
Latest Blog Post : http://luv2laugh.yesdebtfree.org |
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thanks everyone for your opinion. And thanks shoppinbuczek for listing an at least decent one. I really wish there were a few more responses of companies that were OK or didn't rip them off entirely. We are gong to Check N Go right now. I understand that payday loans trap you and are dishonest, but when it comes down between losing the place that you live and having to repay almost 2x as much as you borrowed. I would much rather repay because I know we will be able to. 
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luv2laugh
Joined: 27 Jan 2008
Posts: 64
Debtcc Points: 917
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Posted: Sat May 03, 2008 10:24 am
Latest Blog Post : http://frogpatch.yesdebtfree.org |
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Gold is at 1000.00 an ounce right now! Dig through that old jewelry. It does not take much!
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frogpatch
Moderator
Joined: 09 Apr 2007
Posts: 3439
Debtcc Points: 30193
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luv2laugh
Joined: 27 Jan 2008
Posts: 64
Debtcc Points: 917
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