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BIANCA

If you default on a payday loan at a Store front in Texas can they take you to jail if you can not pay? I have lost my job.

Posted: Tue Dec 11, 2007 12:28 pm Subject:

You can not go to jail because you did not pay a bill. Go into the store front because they usually are operating legally. Explain the situation . Do not just ignore it.

Posted: Tue Dec 11, 2007 12:42 pm Subject:

Texas has criminal penalties for check fraud in regards to any check that is passed fraudulently from what I have read on other threads. If you deliberately gave the storefront a check with the intent to defraud you could face jail time. You did not do that. You just could not cover it or stopped payment. If you remain in contact with them their is no fraud,

Posted: Tue Dec 11, 2007 2:46 pm Subject:

Bianca, I am sure that if you go or call them and explain your situation they will work out a payment arrangement with you. I just defaulted with a storefront PDL last month and I called them and they told me that I can send them partial payments whenever I can just as long as i don't ignore the debt they won't take legal action. Give them a call and they will work with you.

Posted: Sat Sep 06, 2008 1:26 pm Subject: Payday loans

Samuel Bishop called me telling he had a court order to collect or prosecute me for fraud on a payday loan and that I could lose my job. he told me that he was from the crime prevention unit. No one ever has called or sent me any correspondence to where the payday loan came from or what company or address of the company. Mr. Bishop refused to give any names or addresses of my lender, I thought I had paid off all my bills in that area. He was willing to work with me, but I did not have have of the bill money and could give any money. I explained to Mr. Bishop that I could not do anything until September 10, 2008 and every month I would pay something until it was paid in full. First he would not agree, but when my daughter called him he was willing to accept $200 the next morning, My daughter could not borrow the money and when Mr. Bishop was asked to give an address where the money could be sent he refused to give it me. I am not trying to get out of paying any dept, but I do not want to go jail either. He also called my place of employment several times threatening me and my Blood Pressure shot up so high I had to be rushed to the hospital.

Posted: Sat Sep 06, 2008 6:23 pm Subject:

I am so sorry that that happened to you. First off, did he say who he was collecting for and did he do what's called validate the debt? That is prove that the debt was yours? And was this for a storefront or internet loan?

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