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#33
07-17-2008, 08:49 AM
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This morning when I opened my email, this was the only pdl that had replied to my cd letter.
We have received your documents or request. Please call customer service if you have any further questions at 1-800-640-1295. We are open Monday through Thursday 8 AM to 4:30 PM and Friday 8 AM to 3:30 PM Central Standard time. Thank you, USFastCash Phone: 1-800-640-1295 Fax: 1-888-549-3324 Email: customerservice@usfastcash.com 
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#34
07-17-2008, 02:14 PM
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How ironic, today i checked my junk email after sending cd letters out yesterday and crown lending and arrowhead investments both sent me emails saying they could not open my attachment and to fax my letter to them. Get this, they both had the same fax number.
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#35
07-18-2008, 08:50 AM
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This is the email I received from Arrowhead investments this morning. I pretty much told her to stuff it, especially since after reading the original contract, I have overpaid them $1570.
Quote:
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#36
07-18-2008, 10:17 AM
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Second email from Arrowhead Investments. This is funny :lol:
The loan documents explain thats its the Utah laws is what its going by and not any other states,when everyone accept the loan terms its for the laws of Utah. The documents state that were agreeing w/ the terms then your agree with the Utah's laws and any other states laws. I went ahead and spoke w/ one of my supervisors and they said we can lower the balance down to $50.00 to pay off if you like. The only reason why there not considering it payed in full is because your first loan you had out with them they went ahead and considered it payed in full that time. Would that amount be suitable for you? I overpaid these bozos $1570, so I think the amount suitable for me would be a credit of $1570.
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#37
07-18-2008, 10:54 AM
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Yahoo!! Got this from arrowhead today after several emails with them.
I went ahead and spoke w/ my manager and she said that were going to go ahead and consider your loan payed in full.There will be no refunds only because you agreed to the original loan terms.I'm going to email you a payed in full letter for your records and if you need anything futher then mail that information to our UT address- 32 West 200 South Suite#305 Salt Lake City, UT 84101
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#38
07-18-2008, 01:14 PM
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Woooohooo!!!
 Congrats!!!! This will make the weekend even better won't it?  Jen
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#39
07-22-2008, 09:50 AM
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This is what I received from Advantis Financial after sending them a cd letter. My initial loan with them was for $300. I reside in California. I have not paid them anything back on the loan. I know I have an obligation to pay them pack and I am willing to pay them back, but they want me to settle for $462, which I think is above the state requirements. Will someone please let me know what I should do next.
Avantis Financial is confident that it has not violated California’s laws. All loan applications, credit checks and loan approvals are conducted within the state of South Dakota, where Avantis Financial is a registered limited liability company and maintains a Money Lending License through the South Dakota Department of Commerce & Regulation. There are clear and conspicuous disclosures made on both the Avantis Financial website, and also within the Note and Disclosure Agreement signed by you, stating that all transactions are conducted in the state of South Dakota, and that South Dakota law applies to all matters therein. You agreed to these provisions numerous times in order to conduct business with us. Avantis Financial does not operate a store or business in the state of California, nor is any employee of Avantis physically present in the state of California. All transactions are conducted under the laws of the state of South Dakota as so stated in our contracts. Our contracts are drafted in the state of South Dakota, accepted in the state of South Dakota and are executed in the state of South Dakota. Under the general principals of conflicts of law, our contract and business is deemed to be conducted in the state of South Dakota.
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#40
07-22-2008, 10:24 AM
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Yeah, respond back to them with this:
I AM NOT LOCATED IN CALIFORNIA PLANNING TO ENGAGE IN THE BUSINESS OF MAKING DEFERRED DEPOSIT TRANSACTIONS OVER THE INTERNET TO RESIDENTS IN CALIFORNIA AND TO RESIDENTS IN OTHER STATES. AM I REQUIRED TO OBTAIN A LICENSE FROM THE DEPARTMENT OF CORPORATIONS UNDER THE CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW. Yes. CA law clearly state's that internet based companies must still obtain CA licensing, and must still obey CA laws. __________________
How I make some extra cash I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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#42
07-22-2008, 10:31 AM
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You are lucky in that your state law clearly covers this. Most state's it's not specifically mentioned. They have no out with CA.
__________________
How I make some extra cash I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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#43
07-22-2008, 11:13 AM
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You are correct and sending them that bit of information was successful. Advantis agreed that they would settle my account, which mind you, I have not paid anything on the loan as of yet, for the amount of $300. Yippeeeeeeeeeeee!!!
Planning on trying to get them to break it into two payments and pay them off by 08/01.
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#44
07-22-2008, 11:28 AM
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Awesome! That is great! You are doing a great job at cleaning these little suckers up!
__________________
How I make some extra cash I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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#45
07-23-2008, 11:32 AM
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Received ths from Arrowhead Investments this morning:
Ms. Thomas: Your account with Arrowhead Investments, Inc. is closed. Your account has been considered paid in full. No refund will be issued. Please keep this letter for your records. Any further questions or concern, please notify us! Thank you. Sincerely, Katie Manager Ph. 866.355.7308 Fax 866.379.7667
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#46
07-23-2008, 11:33 AM
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Nice! You are plowing your way through these loans!
__________________
How I make some extra cash I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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#47
02-23-2009, 10:24 AM
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Little loan shoppe
I had a loan with little loan shoppe and they took out the 390.00 on the 300 that the loan was for. Now they are taking out 90.00 every two weeks from my account and when I call them and informed them of the date in Jan. that the took out the 390.oo which was the full balance paid in full. They informed me that they tired to take out a 90.oo payment before the 390.00 and it was not there. So because of this I have to pay 390.00 and then 10 payments every two weeks of 90.00, and on top of that they took out 110.00 for overdarw. As of to date little loan shoppe has taken 770.00 on a 300.00 loan. Help!!!!
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