Internet's first get-out-of-debt community - 136,000 members

cbarflorida · Posted: Sat May 03, 2008 4:25 pm Subject:

I am not sure what that means? How do I find out if the pdl's I have are licensed in Florida? Do I have to continue to pay them or can I still pay what I have borrowed and make payments? What do I do now? I am getting confused.

cbarflorida · Posted: Sat May 03, 2008 5:20 pm Subject:

Ok tell me if I have this right...first I still need to close down my bank account with a hard debit block. Then call the intercept company. Then make payment arrangements to pay back amount borrowed. If they won't agree to my terms then call the AG's office. Pay only by money order by certified mail.
Do I have it right? Sorry I keep asking...I just want to get it right so I can settle this nightmare and keep my house and car and job and life. thank you all for all the help you have given me. I sure would be bad off without you guys!

Posted: Sat May 03, 2008 5:27 pm Subject:

cbarflorida

Posted: Sat May 03, 2008 5:30 pm Subject:

Here is the link, this will explain how to use the "processor" method to stop these pdl's from stealing your money. Please read it thoroughly, then you can decide if you would like to try it, it's proved to be successful to some of our members.
http://www.debtconsolidationcare.com/paydayloan/ach-processors.html

Posted: Sat May 03, 2008 5:32 pm Subject:

cbarflorida · Posted: Sat May 03, 2008 5:35 pm Subject:

No I don't think you are leaving me high & dry! thank you so much. I just keep thinking I am going to get this wrong! I look forward to hearing from you again. I am doing everything you tell me to do! again thank you

Posted: Sun May 04, 2008 7:01 am Subject:

cbarflorida, please keep us posted, make sure you get to the bank to place a hard debit block as soon as possible, so no more money can be taken out of your account.

cbarflorida · Posted: Mon May 12, 2008 6:01 pm Subject:

I have been to the bank, told the manager what was going on they have put a block on my account and no more money is being taken out of my account. He said he would see what he could do about the fee's that have hit my account. I have received a couple of emails stating for me to contact them to work out payment arrangements and phone calls at home but they have only left a couple of messages for me to call back (which I haven't). I received an email from usfastcash which listed a mailing address (which surprised me). now what do I do?

Posted: Mon May 12, 2008 6:07 pm Subject:

Have you contact Intercept regarding USFastCash? If not, do so as soon as you can. I am also assuming you have already sent them a C and D letter

cbarflorida · Posted: Mon May 12, 2008 6:31 pm Subject:

No I didn't contact intercept regarding usfastcash, but I will tomorrow. I just got another email from usfastcash stating that I am in collections and I must contact them within 10 days. I have not sent a C and D letter, but I just found a copy of the letter on another post and I will get those letters out quick!
Thanks to everyone who has given me the step-by-step directions....I would be lost and broke without you guys!!!

cbarflorida · Posted: Thu May 15, 2008 2:56 pm Subject:

Today I received my first PIF email!!!! It was from fastmoney911. I sent the c&d letter and said I owed them $40.00 to be paid in full and I received the email today stating that my balance had been adjusted to $40.00 to be paid in full. I they gave me the mailing address of: Fast Money 911, 32 West 200 South, Suite 220, Salt Lake City, Utah 84101 Attn: Collections Manager. I am sending them a $40.00 money order tomorrow!
One down....

cbarflorida · Posted: Sat May 17, 2008 6:26 am Subject:

I received an email from little loan shoppe which said when I signed for the loan I agreed to go by the laws of Utah. Can I fight this because they are not licensed in Florida?

cbarflorida · Posted: Sat May 17, 2008 7:00 am Subject:

Does anyone have a template of a refund letter that I can email to usfastcash for the money I overpaid to them? I am not good with putting words together and I want to make sure this gets done right. thanks

Posted: Sat May 17, 2008 7:41 am Subject:

I received an email from little loan shoppe which said when I signed for the loan I agreed to go by the laws of Utah. Can I fight this because they are not licensed in Florida?

[b]From what I understand the laws of the state you live in are what you go by, legally[/b]. They are trying to scare you and make everything they say sound good, so that you will give up. DON'T give up!!

cbarflorida · Posted: Sat May 17, 2008 7:47 am Subject:

I just sent them a reply to their email stating that their loan must abide by the laws of the state of Florida and repeated the c & d letter. Hope this works!!

Posted: Sat May 17, 2008 7:49 am Subject:

Good for you. Keep it up. Either they will finally play by your rules, or they will get tired of dealing with it!! =)

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