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Posted: Fri Sep 07, 2007 9:26 am Subject: CTC-leave me alone!

Okay...so I mailed and faxed a letter to CTC asking them not to call, etc, etc.....mailed on Tuesday and faxed yesterday. So far I have logged 13 calls ( left 1 message) from the same # since 8:00amPT yesterday.

Should I also email them the letter too??

Posted: Fri Sep 07, 2007 9:29 am Subject:

Yes. Send ,E mail, resend, re e mail. Don't stop

Posted: Fri Sep 07, 2007 9:33 am Subject:

Volley, didn'tyou invest in the whistle yet?

Posted: Fri Sep 07, 2007 9:46 am Subject:

LOL!!! I might just answer the phone in spanish the next time they call. Bueno!?

Posted: Fri Sep 07, 2007 9:48 am Subject:

volleyballmom - I know I'm coming into this kind of late, not knowing your situation, so if I'm duplicating other info, please forgive me.

If you've already paid this company off according to your state law, keep bombarding them with the letters & faxes. When they call, take their call and tell them to stop calling you, and refer them to your state law, and cite the law code reference.

You MUST be more persistent than they are in order to get them to stop. Many of these companies do not know the meaning of NO, STOP, CEASE & DESIST. You almost literally have to pound it home with the force of a sledgehammer to get them to understand that you are not paying them a penny more.

Posted: Fri Sep 07, 2007 9:52 am Subject:

Thanks suebee! I will do...my original thread is "helpinCA" in case you want some light reading. Laughing

Posted: Fri Sep 07, 2007 9:55 am Subject:

A sledgehammer...now there is an idea. Good visual imagry for the hairy guy on the couch in the pj's dialing the phone and .... I'll have to use that next time i am called..laugh at them and hang up.

Posted: Fri Sep 07, 2007 10:05 am Subject:

LOL Roxy - hey, it works! Smile

Posted: Fri Sep 07, 2007 10:15 am Subject:

CTC will send a wage assignment to your employer with out a doubt. You MUST send a letter revoking that to CTC immediately by certified mail and give a copy to your HR person. They will do it everytime without exception. If you can stop that wage assignment you have beaten them. They are illegal and operating from outside the US. They have no legal means to collect. Please do not wait until your HR person gets the assignment. There is no legal requirement for them to honor it but from what I have read, ignorance runs rampant with human resource and payroll people. The next step is CTC will send you a settlement offer. If you have overpaid the tell them to take it and flush it after they use it. As Michael Douglas put it in War of the Roses they are "lower than the layer of prehistoric frog sh_t on the bottom of a New Jersey scum swamp."

Posted: Fri Sep 07, 2007 10:19 am Subject:

Thanks frog! As a matter of fact, I sent a cover letter explaning to HR what the deal was and a copy of the letter I sent to CTC to my HR dept on Tuesday.

In the letters to CTC ( and all the pdl's) I indicated ( and underlined) that I am revoking the Wage Assignment to CTC and all affiliates and partners. I used cannr's awesome letter!

My employer is a top-5 bank in the US and they rarely let anything slip by...but yea, to be on the safe side I sent the letter to the payroll dept of HR. (specifically to the "garnishment documentation dept.")

Posted: Fri Sep 07, 2007 10:24 am Subject:

Posted: Fri Sep 07, 2007 10:24 am Subject: PDL

Can someone tell me, who is CTC? A PDL? Isn't this site great about dealing with PDL's, and such??

Posted: Fri Sep 07, 2007 10:25 am Subject:

CTC is Cash Transfer Center and I think a PDL.

Posted: Fri Sep 07, 2007 10:25 am Subject:

Good job!!! Whew! I was a little nervous after what happened to another member. She lost her whole paycheck even though she showed the letter to her HR person. The HR person would not accept it and even though wage assignments are illegal in her State of Florida she could find nobody to help her. Not even the Department of Labor due to their know it all attitudes. Good for you!