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 Posted: Wed Sep 24, 2008 7:02 am Subject: CTC anyone have any suggestions? |
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I just got off the phone with a rather unpleasent gentleman from CTC. He is threatening to attach my wages if I do not pay in full tomorrow. I am willing to make payments but they will have none of it. I know I need to send a letter revoking my wage assignment but what if they take action before they recieve it? Also should I just start sending payments? I want to get this paid off unfortunaltely I cannot do it in full.
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beem
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| Posted: Wed Sep 24, 2008 7:07 am Subject: CTC anyone have any suggestions? |
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They are illegal to lend in the US....Immediatel, fax and e-mail them revoking your wage assignment, then also tell them they cannot contact your employer or any references listed on you application....then run to the bank and close your account because they will attempt to debit your account under different amounts...Good luck! Don't send anything right now...
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ksando44
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| Posted: Wed Sep 24, 2008 7:23 am Subject: reply |
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get that wage assignment revocation letter out.give it to your employer as well.CTC is illegal in every way.once they know they can't get there flimsy wage assignment,then you can deal with them on your trems.
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paulmergel
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| Posted: Wed Sep 24, 2008 7:36 am Subject: |
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Do not worry about CTC. What you need to do ASAP is draft a letter revoking all voluntary wage assignmnets and give it to your payroll dept IMMEDIATELY. Then send it to CTC via fax number and email. They will try trust me. But if your payroll dept knows they are crooks, it will be revoked.
Remember it is VOLUNTARY 
P.S.
PLEASE PLEASE PLEASE, close your bank account IMMEDIATLY!! Once they get word you have revoked them they WILL debit your account unathorized for full amount.
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anyaroberts
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| Posted: Wed Sep 24, 2008 8:11 am Subject: |
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thank-you for all your help. I have emailed my payroll department and faxed and emailed the letter to CTC. I will not be able to get to my bank until after work to close my account. They wouldn't be able to debit today would they?
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beem
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| Posted: Wed Sep 24, 2008 8:32 am Subject: reply |
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if it's not your due date i wouldn't worry about it.though try to get it taken care of asap.
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paulmergel
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| Posted: Wed Sep 24, 2008 9:44 am Subject: |
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Paul is right. Once you get to the bank put an freeze on your account immediately so nothing goes through. Then try and get a live check before your next payday or even a new account for direct deposit. You should be fine. just do not keep your money in the account they have on file
I would email CTC and try and work out payment arrangements most affordable to you. Do not deal with them over the phone. They have a rep for being total jerks 
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anyaroberts
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