All you have to do is write and tell them to stop contacting you at home or at work via telephone. Tell them you will only be contacted by e mail or USPS
Short, but to the point

Here ya go:
http://www.debtconsolidationcare.com...s/sample9.html
Hope this helps,
Ang

__________________
You will not be punished FOR your anger; you will be punished BY your anger. --Buddah

HArris, I pm'd it to you. Let me know if you need anything else, or if you need hlp with it.

__________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.

I see everyone focusing on the internet loans, that's great. Wonderful advice. I'm going to jump in here now and address the store fronts, as they were not touched on very much. Harris/guest/whatever your name is Could you please tell me what store fronts you are dealing with??? I can probably give you some insight.

Cannr - they are on the first page, Cash Express and CashLand.

__________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.

Okay, roxy. Damn. Push me down. LOL! I guess I got too involved in reading all about the internets. LOL! Okay. I'll go read it again (and maybe open my eyeballs this time!). Sorry!

No problem, Ionly know becuase I researched Cashland because I have never heard of it in this state.

__________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.

Lord. I can look out the window and wave to Cash Land. LOL!

I got nothin when I look outside my window..Just fence.

__________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.

roxy, we'll get you out of the country. Come and play with me. We can go to CashLand together!

I would much rather go to Candy Land.

__________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.

Lets just head to the bar...

Sorry I didnt get on here yesterday had too many errands to run. My friend is going through the same payday loan nightmare and she called the stores that she had the loans with to make arrangements, but they told her that they dont make arrangements and some kind of criminal action will be taken if she doesnt pay right now. I thought the storefronts worked with you?

harris, is your friend in the same state as you are? Kentucky? Let me post Kentucky state law again for you to see. I can tell you right now, you nor your friend are going to jail. They can say "legal action" all they want. Here's the worst case scenario. And, this is worst case, because it's not happened to me or anyone I know in Kentucky. First of all, criminal prosecution is PROHIBITED. So don't let them scare you. Second, they will want ALL their money at one time. Of course they do. They get bonus checks monthly/quarterly. They want every dollar they can get and also they want every single person they can get to come in and re-write. More commission. This is why they argue with you regarding making payments. Okay. I've called several store fronts in Kentucky. And I told you I can wave at Cash Land everyday on my way to work. The different stores handle it different ways. I have spoken to the manager at some and a friend of mine has spoken to the manager a others. So, they can either tell you to pif and re-write, which is what they prefer so they can get their commission (you don't want to do this). They can tell you that you have another 30 days to pif. They can tell you that you can make payments every week/two weeks/whatever. Here's what they CAN do to you (and it is not going to jail). They can either work with you in regards to you going in and making payments towards the check. Or they can turn you over to collections, which in turn, you get to make payments. Or they can turn it over to an attorney, which in turn, you can make payments. So, in all honestly, whatever they decide to do, you can make payments. So it's really, really a waste of their time and money. I'm being honest here. You don't have to be afraid of them. Worst case? They drag you to "mediation". You sit there with them and another person and, guess what, you make payment arrangements. I mean, honestly, that's about it. I personally asked one of the store front managers what kind of "legal action" they can take. When they use the word "legal action", it means basically they might (and I say MIGHT) turn it over for collections. That's their "legal action." Believe me, if you keep insisting that you can not pif and need to make pmts, they might finally break down and say okay. If not, they'll send it to a third party collector. Make payments. Whatever floats their boat. They can not criminally prosecute you. They can not get you for a "bad check". Please trust me on this one. They just want you to pif so they get their bonus money for the month. And also to get you to rewrite again and forever be caught in this endless horrible cycle. Please believe me. No one is going to "come after you". You can not be charged with a "bad check". Criminal action is prohibited. Whatever route they decide to take regarding your outstanding checks, the end result is that they're going to get payments. So, it's up to them if they want to be idiots about it. I'm posting the law for you to see. Just to make you feel better.

You will find the Payday loan laws for Kentucky here (just select your state),
http://www.debtconsolidationcare.com...pdls-laws.html

i was reading some other postings and I have a question. With the storefronts they are due this Friday, OCtober 5, which is my pay day. My question is can I still close my bank account out tomorrow with the store loans coming due on Friday because if I dont then the other internet loans will go through as soon as my check deposits. I have already contacted the bank and told them I will be closing out the account tomorrow and I have contacted payroll and told them that I am closing my bank account and requested a paper check for this week.