Plese Help ME!!!

Also, depending upon your bank, they are only allowed to run the check through one time or two times (tops). They can't keep running it through 100 times. They ran mine through twice. So I got hit with two NSF fees. Most of the time, they will run it once and that's it. But depending on your bank, they might let it go through twice, but that's it.

Congrats on the PIF!

Please file a complaint against them with the CFSA! They will also help you mediate a solution.

Thanks, goudah! Yes! File a complaint against them! They are not abiding by the "rules" that they are supposed to. If they are a member, they are a member. They can't just pick and choose who they will take pmt arrangments from. Thanks, goudah, for the wonderful information!

Hey guys and gals I received this from one of the ipdl

Thanks for the response. I am attaching a document that you need to sign & fax back to the number listed on the first page along with a copy of you driver's license.

Once that has been received we will send the funds to your bank account at (bank name removed) to the account ending in (account # removed), (which I dont have anymore)

Thank you,

Debbie

SETTLEMENT AGREEMENT
AND
MUTUAL RELEASE

FAX: 1-866-935-5500

Authorized Signer

*edited for your own safety. cannr*

I am very leery of this with some of the wording and especially asking for a copy of my license. I didnt give them a copy when I got the loan, so why should I give it to them to get my refund?

Harris, wow!! My eyes are crossing just reading this. There is so much unnecessary stuff. Some of what I have read on there made me nervous too. Hang in there..someone who understands the legal mumbojumbo better than I will be along soon. Great job getting this far.

I had a similar "clause" in one of mine ipdls...I asked and was told they needed my license to prove it was me agreeing to the terms of the disclosure. The rest of this is legal "stuff" designed to protect themselves if you change your mind and decided to take them to small claim court...or if you filed a complaint at the AG and then they went after them. All and all I think your safe with it.

harris, this is a mutual agreement. I've also gotten one. However, they didn't ask for a copy of my license. But morningstarr had it happen and they told her the reason why. I would assume it would be okay. Hell, they have all your other information (name, social security number, address, phone, etc). They have everything they could possibly need to "screw" you. Morningstarr didn't have a problem with it regarding her license. And as she stated, it's mainly just to cover thier a$$ in case you "change your mind" and decide to take them to court. Hell, I signed mine in order to get mine resolved! It's entirely up to you and what you feel comfortable with. However, here is my issue. If you no longer have that particular bank account (which I edited out just for your own protection), then how are they going to give you your refund? They will try to credit that account, which is closed, and the refund will be returned to them. Before signing this and faxing it, you need to contact them and tell them if you are willing to agree to signing it to receive your refund, but tell them the bank account no longer exists and they will have to issue you a check as a refund. If they do agree to issue you a check as the refund, do NOT cash it at your bank. Take it to Walmart, the liquor store, somewhere so that your bank account information does not show up on that check. Am I making any sense here?

Good point Cannr. Never thought about not cashing a check at your bank. I will have to remember that.

pyb, this way they can't get your bank info. when they get their check back. Tricky, tricky, tricky! It's worth paying a few dollars to get it cashed somewhere else so that your information is not on it!

yeah I see exactly what you are syaing. I would definitely lose part of it to check cashing fees to keep them from getting a hold of my new account.

This is a mutual release...they refund your $, you go your way, they go theirs and this releases liability of both parties.

What concerns me is the confidentiality clause in Section 4....PDl's scour these sites and can potentially match this up with your situation especially with the dollar amount in there.

If a Mod is reading this,please consider removing the text specifics of the post of the mutual release agreement for the protection of the poster.

Member has been pm'd regarding this. Thanks, volley.

Thanks cannr

Payday OK and PaydaySelect are the same company. If you got a PIF from one, make sure you send your letter to the other also, and a PIF should follow very shortly.

That is interesting because Payday Select is sending me notices everyday saying I need to make a payment to them. Thank you I will do that right now!!!